Borrow Money App: Payday Loans

About Borrow Money App: Payday Loans

This app is an easy solution to borrow money instantly in the form of online payday loans, without applying with a bank or traditional lender.

Whenever you stumble into a difficult financial emergency, a short-term cash loan could be just what you need.

This money borrowing app was created by disgruntled lending professionals to make the process of getting cash as simple as possible.

We can help you get payday loans online, from which you can borrow money between $100 and $1,000.

Payday loans are like a cash advance on your wages, just not from your employer. The lender gives you a small amount that you must repay in full on or just after you next receive your wages. This comes with a fee on top, or what you'd typically call interest.

A payday loan is an excellent way of covering those unforeseen bills or unbudgeted purchases that you'd usually have to wait until payday to cover.

What makes the Borrow Money App better than your average storefront lender or bank? There's no waiting in line or physical paperwork to fill out. Everything could be completed easily via the loan app without ever having to leave the couch.

If you want to borrow money instantly, this is about as close as you will get. Simply:

✅ Choose the desired loan amount
✅ Enter your basic details
✅ Share your bank details so the loan can be deposited in as fast as one working day

Using our money borrowing app is completely free. Having spent years seeing people struggle to borrow cash in the industry, we created this tool to do all the hard work for you.

Fill out one simple loan request form and we'll instantly attempt to connect you with a licensed direct lender, meaning you don't have to waste time and potential credit searches applying with lenders one by one.

You'll know onscreen if one of these lenders will offer you a loan and the full terms of the offer. It's up to you whether you click through and accept the offer.

Good news: having bad credit doesn't automatically disqualify you. Lenders from our network are more concerned with your actual capacity to pay back the loan. Even if they conduct a credit check, they will evaluate your application fairly, as long as you fulfill the minimal requirements.

Material disclosure, rates, and fees

This payday loans app is not the lender. It is a specially designed loan app that aims to connect eligible borrowers with licensed lenders offering payday loans online. The app doesn’t charge potential borrowers for its use and any personal data submitted is only shared among participating lenders. It is not sold or shared with third parties and industry-standard encryption technology is used to keep data secure. Consumers are not obligated to accept a loan offer and are free to close the app and loan application at any time prior to digitally signing an agreement with a lender. By law, lenders are required to provide a full copy of the terms and conditions of any offer, such as the loan principal, fees, interests rates (APR), and repayment schedule prior to issuing the loan. The specific loan agreement terms can vary from lender to lender and state to state.

APR disclosure

The APR is the annual percentage rate charged for loans. It depends on how much you borrow, for how long, and the lender's policies. Some states legally limit APRs, and they can range between 6.63% up to 35.99%. Loan repayment terms vary depending on the loan amount, individual lender policies, and the type of loan. Repayment terms range between 65 days to 3 years. Failure to repay a loan can result in extra fees, interest, collection proceedings, and a hit to your credit score.

Below is a representative example of how APR might be calculated:

A loan of $1,000 taken out over a one-year period with a 20% APR will cost you:
- Total charge for loan: $1,000 * 0.20 (20% APR) = $200
- Total amount you'll repay: $1,000 + $200 = $1,200
- Monthly payment: $1,200 / 12 = $100

We thank you for using our Borrow Money App.