Snap Finance

About Snap Finance

Snap Finance®
It’s easy to stay on top of your lease-to-own agreement with the Snap Finance® mobile app. Whether you're on the go or at home, our app empowers you to do more.

Log in with facial authentication or your fingerprint
Choose to log in quickly and securely without the hassle of remembering another password.

Access your lease details
Review information about your current payment plan, repayment, and how to contact your retailer.

View transactions
See your transaction history and your scheduled payments.

Manage your payments
Make an additional one-time payment using your credit or debit card, schedule a future one-time payment, or add a payment method.

Explore ownership options
View details of your current ownership plan to determine if switching to a different ownership plan is right for you.

Not a Snap customer?
Get what you need now, regardless of your credit history and with no impact to your FICO® score.¹ Shop our more than 150,000 partner stores and sites and get up to $5,000 in lease-to-own financing applied directly to your purchase.² Shop now, pay later through the Snap Finance® mobile app. It’s that easy.

For Snap Loan® customers
To access and manage your Snap Loan® account, install the Snap Loan Manager app.

The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.

¹ While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved.
² The average approval amount a customer receives is $2,900.