MyPayNow

About MyPayNow

Unexpected things happen in life all the time. At MyPayNow we understand this and we're here to help.

MyPayNow is exactly what the name implies: it is access to the pay you've already earned at work, through real time wages.

Rather than waiting for your work to get around to depositing money into your bank account on pay day – you can access your hard earned cash, when you want.

How it works:
• Create an account and let us know your employment and banking details.
• Request the advance(s) you want and the money will be deposited into your account – in most cases within 30 seconds.
• Once the advances have been processed, a scheduled repayment is automatically set up to coincide with your next pay.
• Repeat as often as you want.


Why MyPayNow?
• Don’t fall behind on your bills, pay them on time and don’t stress!
• No interest, just a simple 5% transaction fee.
• Instant Access to YOUR wages, no more waiting for the boss.
• No accumulation of a huge debt, maximum of a quarter of your wage.
• Fast. Simple. Secure.
• Private and discrete … we don’t contact your employer. We deal directly and only with you.

How much does it cost?
MyPayNow charges a fee equal to 5% of the money advanced to you.
For example, if you are advanced $100, our fee is only $5.

Do I get charged if I can't make my payment?
Yes. A missed payment fee of $10.00 is automatically applied when a payment fails, and you will not be able to get another advance until your balance is paid back.

When are repayments due?
Repayments are automatically scheduled against your regular employment banking details and coincide with the day you are going to receive your wages.