France Pay

About France Pay

Download the expat banking app and create a French bank account in just a few minutes.

Whatever your country of residence, you can benefit from a French bank account with a French IBAN and a French card with the only condition: having a CNI or a French passport*!

Simple and quick, opening a France Pay bank account offers you a secure, efficient and practical solution thanks to the expertise of Banque Populaire et des Caisses d’Epargnes (BPCE) in France.
By opening your account you will benefit from all the necessary banking features:
- A French account
- A French IBAN
- A virtual card with free and unlimited payments in France
- Optional: a physical card allowing you to make unlimited and free withdrawals in France
- The possibility of loading your account instantly via your current payment card in your country of residence**
- The possibility of making incoming or outgoing SEPA transfers in 1 working day or instantly
- Dedicated customer service accessible at any time

Designed as THE BANKING APP for expatriates, France Pay is not only limited to financial services and also offers many other advantages:
- Access to Expat Pro experts
- Access to the site lesfrancais.press to find out all the economic and political news
- Access to a Skiptax account to detax your purchases made in France
- Insurance to protect you and those you love
- Support for your real estate project in France

Choosing France Pay means choosing security:
• Funds guaranteed by the National Bank of France up to 100,000 euros
• Accounts hosted by the BPCE group
• Integrated and automated verification of identity when opening the account
• Online payment with 3D Secure from Visa
• Reimbursement in the event of proven fraud
• Tax refund solution approved by French customs

Two offers are possible to best suit your needs:
1/ The Classic offer
- A ceiling of up to 3000 euros
- Theft insurance for your card
- Customer service via messaging
- Tax refund included
- Lesfrancais.press subscription

2/ The Premier offer
- A ceiling of up to 6,000 euros
- Travel and property purchase insurance
- Theft insurance for your card
- Customer service via messaging and call (WhatsApp)
- Tax refund included
- Lesfrancais.press subscription

Take advantage of a simple, effective banking app that meets your specific expatriate needs!
With France Pay, don't spend more than a French person in France.


* Service accessible to all European passports but only in French
**Some countries are not yet open