Dotcash - Cash Loan App

About Dotcash - Cash Loan App

Dotcash provides mobile lending services to Kenyan customers who need funds to grow their business or for any other financing needs.
product:
• Loan amount: KSh 1000 – KSh 80,000
• Loan term: 91 days - 365 days
2. Maximum loan limit: Ksh 80,000
3. Low interest rate (highest APR): 36% per year

For example: for a loan of Ksh 20,000 with a term of 91 days, the fees charged are as follows:
Monthly interest rate: 36% / 12 = 3%
Monthly interest: ksh 20,000 * 3% = ksh600
Total monthly payment: ksh20,000 / 3 + ksh 600 = ksh7,266

The total repayment including principal and interest is:
Kenyan Shilling 20,000.00 + Kenyan Shilling 1,800.00 = Kenyan Shilling 21,800.00
As an online lending platform, Dotcash charges you affordable fees and interest based on the product you choose, for credit score assessment, account management and payment costs.

1. Why take a loan from Dotcash?
• No credit report required
• Paperless and digital processes on mobile devices
• No collateral requirements
• Get loans anytime, anywhere 24/7
• Once approved, pay directly to your M-PESA within 1 minute
• Available throughout Kenya
• As your credit score increases, so does your loan limit
• Flexible payment methods

2. Who is eligible?
• Residents of Kenya
• 18-60 years old
• Have a source of income and the ability to repay

3. How to repay the loan?
• Via our M-pesa Paybill is your mpesa phone number registered using/via our APP M-pesa express
• Enter the amount you pay and enter your M-pesa password
• Timely repayments will increase your credit

4.Safety
Your data is safe with us. It is transmitted to us over a secure HTTPS connection and will not be shared with anyone except the lender without your consent. All transactions are protected with 128-bit SSL encryption. You can review our privacy policy before registering.

5.Contact us
If you have any feedback, questions or concerns, please send an email to
[email protected] or send us an email in our app online service.

Address: Nairobi, Kenya