Dotcash - Cash Loan App

3.5
101 reviews
50K+
Downloads
Content rating
Rated for 3+
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About this app

Dotcash provides mobile lending services to Kenyan customers who need funds to grow their business or for any other financing needs.
product:
• Loan amount: KSh 1000 – KSh 80,000
• Loan term: 91 days - 365 days
2. Maximum loan limit: Ksh 80,000
3. Low interest rate (highest APR): 36% per year

For example: for a loan of Ksh 20,000 with a term of 91 days, the fees charged are as follows:
Monthly interest rate: 36% / 12 = 3%
Monthly interest: ksh 20,000 * 3% = ksh600
Total monthly payment: ksh20,000 / 3 + ksh 600 = ksh7,266

The total repayment including principal and interest is:
Kenyan Shilling 20,000.00 + Kenyan Shilling 1,800.00 = Kenyan Shilling 21,800.00
As an online lending platform, Dotcash charges you affordable fees and interest based on the product you choose, for credit score assessment, account management and payment costs.

1. Why take a loan from Dotcash?
• No credit report required
• Paperless and digital processes on mobile devices
• No collateral requirements
• Get loans anytime, anywhere 24/7
• Once approved, pay directly to your M-PESA within 1 minute
• Available throughout Kenya
• As your credit score increases, so does your loan limit
• Flexible payment methods

2. Who is eligible?
• Residents of Kenya
• 18-60 years old
• Have a source of income and the ability to repay

3. How to repay the loan?
• Via our M-pesa Paybill is your mpesa phone number registered using/via our APP M-pesa express
• Enter the amount you pay and enter your M-pesa password
• Timely repayments will increase your credit

4.Safety
Your data is safe with us. It is transmitted to us over a secure HTTPS connection and will not be shared with anyone except the lender without your consent. All transactions are protected with 128-bit SSL encryption. You can review our privacy policy before registering.

5.Contact us
If you have any feedback, questions or concerns, please send an email to
dotcash888@gmail.com or send us an email in our app online service.

Address: Nairobi, Kenya
Updated on
Mar 29, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
101 reviews
Aduol Nereah
May 11, 2024
This app is good,but the problem is you pay your loan on time then the app hangs.it does not show you have paid, neither does it operate,why?or does it mean after the first loan you cannot apply for a second loan in this app?am left wondering??
2 people found this review helpful
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Valary Anindo
May 14, 2024
The app was good but ....I wasn't a defaulter but when I repaid my loan I was rejected to take another loan ...after contacting the agents my issue is yet to be resolved. And I was told it would be resolved..
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PAul Teresia
May 1, 2024
It is a good lending very first but update slow their the developer to work on it they rate are great
35 people found this review helpful
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What's new

Fixed crash issue on some models
Add authorization prompt information