CrediLatam - Crédito Chile

About CrediLatam - Crédito Chile

CrediLatam is a cash loan app dedicated to meeting your immediate financial needs. We offer flexible and fast loan services to help you easily solve short-term financial problems.

Loan Information
Available Amount: from CLP$30,000 to CLP$1,000,000
Financing Period: from 91 to 180 days
Daily Interest Rate: 0.001% - 0.01%
Annual Percentage Rate (APR): 0.365% - 3.65%
Service Charge: 10% - 15%
VAT: 19%, applicable VAT is included only in the service charge
Stamp Tax: up to 0.066%
More information on applicable taxes:
VAT (19%):
https://www.sii.cl/preguntas_frecuentes/impuestos_mensuales/001_130_0572.htm
Stamp Tax (up to 0.066%):
https://www.sii.cl/preguntas_frecuentes/otros_impuestos/001_390_0354.htm
Your credit amount will be determined based on our credit evaluation model, which analyzes your financial profile to offer you the most suitable available credit limit.

Example Loan
If the user requests a personal loan of CLP$800,000, the details would be as follows:
Amount: CLP$800,000
Duration: 180 days
Interest: CLP$800,000 × 0.001% × 180 ≈ CLP$1,436
Annual Interest Rate: 0.365%
Service Charge: CLP$800,000 × 14.93% ≈ CLP$119,439.50
Service Charge (VAT included): CLP$119,439.50 + CLP$119,439.50 × 19% ≈ CLP$142,133
Stamp Tax: CLP$800,000 × 0.066% = CLP$528
Total Payment:
CLP$800,000 + CLP$1,436 + CLP$142,133 + CLP$528 ≈ CLP$944,097
Single Payment: CLP$944,097 after 180 days.
Monthly Payment: CLP$944,097 ÷ 6 ≈ CLP$157,349.5

Key Features
Fast Approval: Simple online application process with fast approval and no long waits.
Transparent Terms: No hidden fees; all terms are clearly presented when applying for the loan.
Flexible Amounts: You can choose the loan amount and repayment term according to your needs.
Enhanced Security: We use advanced encryption technology to protect your personal information and data.

Application Process
Register an Account: Download the app and create your account.

Submit application: Select your desired loan amount and choose the appropriate repayment term.
Fast approval: The system will review your application quickly and notify you of the result.
Receive funds: Once the loan is approved, the funds can be transferred to your bank account.

Data privacy and security: We take the privacy and security of your data very seriously. CrediLatam uses industry-leading encryption standards and strict privacy protocols to ensure the protection of your personal information. All data is encrypted during transmission and storage to prevent unauthorized access.
Privacy policy:

https://credilatam.com/cl/privacidad

Important considerations: Please read and understand all terms and conditions. Loan approval and disbursement depend on your credit assessment. Your credit limit and loan amount will be determined based on your credit history.

Contact us:
Email: [email protected]