YAP - Digital Banking

About YAP - Digital Banking

Built as a mobile-first banking platform, YAP puts you in full control of your money with an IBAN current account, in-app insights and a card for daily use. All users are verified digitally, allowing you to create a bank account in seconds and giving YAP an edge over traditional banks.

Upon download, you’re automatically set up on the basic plan which comes loaded with tons of features and is free for life. You can also upgrade to one of our paid plans to unlock features such as multi-currency, access exclusive card designs and experience a world of lifestyle perks & benefits.

While most banking products focus on usability, we take it a notch further by transforming baseline user experience into a lifetime of customer happiness.

We take security seriously. We’re licensed to operate under Central Bank and have also put extra measures in place to ensure your money is safe at all times.

MORE THAN JUST A CURRENT ACCOUNT

We believe banking should be accessible 24/7, whenever you need it. Which is why all your controls are right at your fingertips. Think deeper-level analytics, built-in bill payments, card controls for usage and restrictions, instant bill splitting as well as multi-channel top ups, making YAP the most advanced mobile banking app on the market.

A BETTER WAY TO SEND (AND SPEND) MONEY

With YAP, remittance is quicker and cheaper as it uses the fastest corridors and offers competitive exchange and transfer rates. You also have the choice of using your Mastercard physical or virtual card anywhere in the world.

MULTI-CURRENCY TO MAKE TRAVEL EASIER

YAP offers you the option to get a multi-currency card for exchanging and spending in local currencies around the world using the same IBAN account and card, eliminating the need to exchange and carry cash or use multiple cards when traveling abroad.

CARDS THAT MAKE A STATEMENT

The YAP experience also extends beyond the app, offering a choice of exclusive card designs ranging from metallic hues to an elegant, one-of-a-kind fully metal card.

A MARKETPLACE FOR EVERYONE

This isn’t all, YAP has also built its own marketplace called the YAP Store, which offers customized products to our users. Some of our top products are listed below, with more in the pipeline so stay tuned!

YAP YOUNG (Coming soon)

An account created for the children between 7-18 years of age, offering them a prepaid card and app to make them financially responsible from an early age.

HOUSEHOLD (Coming soon)

Another flagship product from YAP is the Household account for domestic help – complete with a prepaid card and an app – allowing them to transfer salaries and manage expenses with ease.