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About Sarwa

Sarwa is your go-to investment and personal finance app: We build you a globally diversified portfolio of ETFs with Sarwa Invest. Looking to trade stocks you believe in? Use Sarwa Trade.

Try us out for free. A few minutes sign up, low account minimum, no lock-ins, no monthly contributions required, no entry nor exit fee!


INVESTING: Put your Investments on cruise control with our Sarwa Invest product. Sarwa Invest offers globally diversified portfolios of low-cost Exchange-Traded Funds. You can open an account in just a few minutes: Answer a few questions, and get a portfolio that reflects your risk profile. Once your account is funded, we take care of the rest from dividend reinvesting to portfolio rebalancing. You can begin with as low as $500! Want to invest in companies you strongly believe in? Join the Waitlist for our $0 Commission Sarwa Trade at trade.sarwa.co.


HUMAN SUPPORT: We use smart technology to make the process fast and efficient. We also understand the need to talk to a real human. Our great support team is available to answer your questions. For accounts above $50K, you can schedule a meeting and talk to your advisors when you need them.


PRICING: Sarwa uses technology to bring down the fees so you have more money to put to work. With Sarwa Invest, you can start investing for free for accounts below $2,500 for one year. We have an all-inclusive annual management fee of 0.85% for accounts under $50K, 0.7% for accounts under $100K, and 0.5% for accounts above $100K.


INVEST IN YOUR VALUES: Sarwa offers Conventional portfolios, Halal portfolios, and Socially Responsible Portfolios. You can have a globally diversified portfolio that helps you grow your wealth while staying true to what you believe in.


SERIOUS ABOUT YOUR SECURITY: We adhere to high industry standards of security and compliance and have strict internal policies. Sarwa is regulated by top-tier regulators and is backed by renowned regional and international investors and government funds.


FEATURED: ‘A good financial advisor can literally be the difference between make or break. In the UAE, plenty of investors trust [Sarwa] with their money’ – CNN.
‘One start-up to leave its mark is a great example of how FinTech is challenging the traditional brick-and-mortar banks and financial institutions. Its name is Sarwa.’ – Euronews.
‘Sarwa developed online know-your-customer protocols to ease account access in a region where clunky compliance procedures have acted as a significant barrier for customers’ – The Financial Times. You will also find us on Bloomberg, CNBC, Forbes, and many others. Check our press page.


BIG ON EDUCATION: Learn and stay informed with our articles, videos, and webinars with Q&A sessions. We also feature community heroes that have had unconventional paths to success to inspire your own.


SHARE THE KNOWLEDGE: Check out our referral program to share smart investing with your friends and family and earn rewards for everyone.
You can reach us at [email protected] or call us at +971 4 512 6219.



Sarwa Digital Wealth Limited is regulated by the DFSA with a registered address of DIFC Fintech Hive, Gate Avenue, Zone D, Level 1, Offices 208-215, PO Box: 507211, Dubai, United Arab Emirates. Sarwa Digital Wealth (Capital) Limited is regulated by the ADGM Financial Services Regulatory Authority (FSRA) with a registered address of 16-115, WeWork Hub 71, Al Khatem Tower, ADGM Square, Al Maryah Island, Abu Dhabi, United Arab Emirates. Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. All investing involves risk, including the possible loss of money you invest.

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Frequently Asked Questions(FAQ)

What does Sarwa offer?

Sarwa is an investment and personal finance app that builds globally diversified portfolios of ETFs with Sarwa Invest and allows users to trade stocks with Sarwa Trade.

How can I invest with Sarwa?

You can invest with Sarwa by opening an account with Sarwa Invest in just a few minutes, answering a few questions and getting a portfolio that reflects your risk profile. Once your account is funded, Sarwa takes care of everything from dividend reinvesting to portfolio rebalancing. You can begin with as low as $500.

Is there human support available with Sarwa?

Yes, Sarwa understands the need to talk to a real human and has a great support team available to answer your questions. For accounts above $50K, you can schedule a meeting and talk to your advisors when you need them.

What is the pricing for Sarwa?

Sarwa uses technology to bring down fees and offers an all-inclusive annual management fee of 0.85% for accounts under $50K, 0.7% for accounts under $100K, and 0.5% for accounts above $100K. Users can start investing for free for accounts below $2,500 for one year.

Does Sarwa offer socially responsible portfolios?

Yes, Sarwa offers Conventional portfolios, Halal portfolios, and Socially Responsible Portfolios, allowing users to invest in globally diversified portfolios that help them grow their wealth while staying true to what they believe in.

Is Sarwa serious about security?

Yes, Sarwa adheres to high industry standards of security and compliance and is regulated by top-tier regulators. It is also backed by renowned regional and international investors and government funds.

Does Sarwa offer education resources?

Yes, Sarwa offers articles, videos, and webinars with Q&A sessions and features community heroes that have had unconventional paths to success to inspire your own.

Does Sarwa have a referral program?

Yes, Sarwa has a referral program that allows users to share smart investing with their friends and family and earn rewards for everyone.

How can I contact Sarwa?

You can reach Sarwa at [email protected] or call at +971 4 512 6219.

Is Sarwa regulated?

Yes, Sarwa Digital Wealth Limited is regulated by the DFSA and Sarwa Digital Wealth (Capital) Limited is regulated by the ADGM Financial Services Regulatory Authority (FSRA).
author
Finally. I've bee waiting for this app.
Omar A
author
Great approach to release a simple not overengineered app. If I have to be picky: (1) For some reason combined accounts view can only be found in settings and not on the app header, and even then the combine...
Maksym Maltsev
author
Finally the app is here! Elegant and simple user interface. Does all the required functionalities. Recommended.
Wafic Daya
author
Sarwa is constantly delivering: easy interface, smooth user experience, and the best customer support 😊
Majda Hamou
author
I really enjoy using this app. It's slick, easy to use, and functions smoothly. Highly recommended!
Ahmed AlKhazraji
author
This app-y makes me happy! And in all seriousness, I can finally check on my account and funds through it, it's very intuitive and straight forward.
Abdul Qader Miqdadi