Vplus-Smart Credit

About Vplus-Smart Credit

Vplus is a payment software for cash purposes. We provide users with fast and effective payment methods. No matter if you have urgent cash or private liquidity, Vplus can quickly provide you with what you need.
Vplus provides you with a safe and efficient payment process so that you can easily get financial support. We are committed to helping users solve their most pressing financial needs.

Commercial Loan
Loan amount：5,000-60,000
Loan tenure: 91 days - 181 days
Annual maximum interest rate: 30%
Processing cost:% 0
Let's consider a scenario where you borrow ₱10,000 for a loan tenure of 120 days, with a daily interest rate of 0.05%. In this case, the total repayment amount would be ₱10,600.
To break it down further, the interest accrued on the loan would amount to ₱600 (₱10,000 * 0.05% * 120). Adding this interest to the principal, the total repayment amount becomes ₱10,600.
To make the repayment more manageable, you can choose to repay the loan in four equal monthly installments. Each installment would amount to ₱2,650 (₱10,600 / 4).
By following this repayment plan, you can clear your debt within the specified loan tenure while distributing the payments evenly over the four months.
Vplus offers several key advantages to its customers:
1. Easy and Efficient Application Process.
2. Tailored Loan Options.
3. Swift Loan Processing and Disbursement.
4. Robust Data Security Measures.
5. Dedicated Customer Support.
By choosing Vplus, you can experience a streamlined loan application process, personalized loan options, prompt fund disbursement, top-notch data security, and reliable customer support.

Privacy Policy
Vplus ("we" or "Vplus") understands the importance of protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, store, and safeguard your personal information.
Information We Collect:
During your interaction with Vplus, we may collect and process the following types of personal information:
- Identity Information: This includes details such as your name, date of birth, and identification number.
- Contact Information: We may collect your mobile number, email address, and residential address.
- Financial Information: Vplus may require information about your income, expenses, and debt situation to assess your loan application.
- Bank Account Information: To facilitate loan processing and funds disbursement, we may request your bank account details related to the loan transaction.
Use and Storage of Personal Information:
Vplus collects, uses, and stores your personal information solely for the purpose of processing loan applications and providing related services. We utilize this information for identity verification, loan approval, fund disbursement, customer support, and compliance with legal and regulatory requirements.
Protection of Personal Information:
We have implemented stringent security measures to safeguard your personal information from unauthorized access, use, or disclosure. Vplus limits the sharing of your personal information within the necessary scope and ensures that any third parties involved similarly protect your information.
Retention of Personal Information:
Vplus retains your personal information in accordance with applicable laws, regulations, and business needs. Once your information is no longer required, we take reasonable measures to securely process or delete it from our systems.
Updates to the Privacy Policy:
Vplus may periodically update this Privacy Policy to reflect changes in our practices or legal requirements. We encourage you to review this policy regularly for any updates.
By using Vplus's services, you acknowledge and agree to the collection, use, storage, and protection of your personal information as outlined in this Privacy Policy.
- Contact us
Address : 26/F W FIFTH AVENUE 5TH AVE COR 32ND ST.. FORT BONIFACIO BONIFACIO GLOBAL CITY 1630
TAGUIG CITY NCR, FOURTH DISTRICT PHILIPPINES
Email :[email protected]