Upper loan

About Upper loan

# Upper Loan - Your Ideal Lending Choice

## Why Choose Upper Loan?

### 📈 High Loan Amount
- Get approved for up to **100,000 Cedis**
- Credit limit increases gradually with timely repayments

### 📱 Easy Application
- Only government-issued valid ID required, no collateral needed
- Fully online process, simple and convenient

### 💰 Low Interest Rates
- Borrow 1000 Cedis for as low as 2.9 Cedis per day all-inclusive
- Receive the full amount with no hidden fees

### ⚡ Fast Disbursement
- Receive funds within minutes
- Money transferred directly to your bank account

## Product Details

### Loan Information
- Credit limit: ￠500-￠100,000
- Loan term: 91 days - 180 days
- Service fee: 0%-16%
- Maximum APR: 36%

### Example Calculation
For a loan of ￠10,000 over 91 days:
- Principal: ￠10,000
- Term: 91 days (3 months)
- Interest rate: 12.99%
- Service fee: 1% (￠100)
- Interest charge: ￠323.86
- Total repayment amount: ￠10,423.86

## Application Process

1. Register your account with a valid mobile number
2. Complete the online loan application form
3. Get approved (as fast as 5 minutes)
4. Funds disbursed instantly to your preferred payout method

## About Us

Upper Loan, developed by SIPAN FINANCE NIGERIA LIMITED, is a fintech company dedicated to:
- Creating simple yet powerful financial products
- Providing affordable financial services for everyone
- Making credit and investment easier and more accessible

## Contact Information

- Company Name: SIPAN FINANCE NIGERIA LIMITED
- Email: [email protected]
- Website: https://upperloan.ph/
- Office Hours: Monday-Friday, 9 AM to 6 PM
- Address: OBAFEMI AWOLOWO WAY, LAGOS, IKEJA, LAGOSSTATE