SmartCash

About SmartCash

We want to offer users cash or online cash loans that are convenient, safe, and secure.
Build your credit line and reduce interest rates by making on-time loan repayments or completing tasks to increase your credit limit.
Only people 18 and older are eligible to use SmartCash.
One mobile device is all users need to apply for loans anywhere at any time. This process is 100% online.

Requirements to apply
1. Age above 18 years
2. Citizens of Ghana
3. With regular source of income

STEPS TO GET A LOAN:
1. Sign up
2. Fill in basic details
3. Apply for a loan
4. Wait for approval


Product feature
Loan Amount: GHS1,000 ~ GHS50,000
Loan Term: from 91 days to 360 days
Loan interest: from 10% to 25% per annum.
Maximum Annual interest Rate（APR）: 25%
Service charge: 0%.

For example:
If you apply for a loan of GHS10,000, the term is 120 days and the annual interest rate is 25%.
So the daily interest rate = 25%/365=0.068%,
the interest for 120 days = GHS10,000x25%/365x120 = GHS820,
the totally repayment = GHS10,000 + GHS820 = GHS10,820


Security
All the transactions are secured via a 256-bit SSL encryption. Customers’ information is surely safe with us. We won’t share customers’ data with any other third department.

Customer Service Email: [email protected]
Address: P O BOX 7 Twifo Hemang, Central Region, Ghana