ProfitLoan

3.0
383 reviews
100K+
Downloads
Content rating
Rated for 3+
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About this app

We want to offer users cash or online cash loans that are convenient, safe, and secure.
Build your credit line and reduce interest rates by making on-time loan repayments or completing tasks to increase your credit limit.
Only people 18 and older are eligible to use ProfitLoan.
One mobile device is all users need to apply for loans anywhere at any time. This process is 100% online.

Requirements to apply
1. Age above 18 years
2. Citizens of Ghana
3. With regular source of income

STEPS TO GET A LOAN:
1. Sign up
2. Fill in basic details
3. Apply for a loan
4. Wait for approval


Product feature
Loan Amount: GHS1,000 ~ GHS50,000
Loan Term: from 91 days to 360 days
Loan interest: from 10% to 25% per annum.
Maximum Annual interest Rate(APR): 25%
Service charge: 0%.

For example:
If you apply for a loan of GHS10,000, the term is 120 days and the annual interest rate is 25%.
So the daily interest rate = 25%/365=0.068%,
the interest for 120 days = GHS10,000x25%/365x120 = GHS820,
the totally repayment = GHS10,000 + GHS820 = GHS10,820


Security
All the transactions are secured via a 256-bit SSL encryption. Customers’ information is surely safe with us. We won’t share customers’ data with any other third department.

Customer Service Email: help@smartcashgh.com
Address: P O BOX 7 Twifo Hemang, Central Region, Ghana
Updated on
Jan 23, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.0
378 reviews
Patricia Ashitey
December 23, 2023
What the hell, I'm trying to pay your loan and your app is misbehaving?? First you charge us exorbitantly, and then give us very few days to pay. Then when it's time to pay, your app acts up?? I will not be held liable for any extra costs incurred so you better fix that thing. I have proof of the faulty app and if you try any shenanigans. Did an update and completed payment. I have images to prove it so don't even try to tell me I have not paid. No one should call me that I haven't paid.
504 people found this review helpful
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mandy love
February 16, 2024
Why is your app acting up? I'm trying to pay back your loan but its not working. Please nobody should contact me for any extra charges because I won't pay! I will pay your money for you but I will not pay back any other interest if the date pass by! Bare in mind I have proof of this too
124 people found this review helpful
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Rosemary Biney
March 6, 2024
Am trying To Pay My Loan Buh the App is Not working.. Am Not going To Pay any Charges you have to fix your App... No one should fall for this. Am going to give you what I have to pay to you I wouldn't pay any extra charges... I should have check the reviews before downloading this App
89 people found this review helpful
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