AyoPinjam is a financial APP recommendation platform designed for users who are confused about choosing financial products. Through AyoPinjam's smart recommendations, you can easily find safe and reliable Indonesian financial APPs. Please note that AyoPinjam itself does not provide loan services, but acts as a neutral financial product intermediary to provide you with appropriate financial solutions. Choose AyoPinjam to make your financial choices more efficient and safe!
Details of financial application loans recommended by AyoPinjam:
Loan amount range: IDR 1,000,000 - IDR 20,000,000 (We guarantee the loan products we recommend are within this range)
Loan term: 91 – 240 days (We guarantee the loan products we recommend are within that range)
Maximum annual interest rate: 24%/year (24%/365=0.0658%/day)
Other fees: 0
You can refer to the following example to calculate the costs associated with a recommended loan application:
If you borrow IDR 1,500,000 with an annual interest rate of 14%, a loan term of 91 days, and there are no fees except interest, then the fees you need to pay are as follows:
- Daily interest=Rp 1,500,000 *0.0388%=Rp 582
- Monthly interest = IDR 1,500,000*0.0388%*30 = IDR 17,460
- Monthly payment = IDR 1,500,000 / 3 + IDR 17,460 = IDR 1,517,460
Expires in 91 days
- Total interest = IDR 582 x91 = IDR 52,962
- Your total repayment = IDR 1,500,000 + IDR 52,962 = IDR 1,552,962
(If you want to borrow more money, you can quickly calculate the appropriate loan interest rate using the above method. All loan products do not charge additional fees)
*These figures are for reference only and final interest rates may vary based on the borrower's credit rating
Usage steps:
1. Download and install AyoPinjam from the official channel
2. Register as an AyoPinjam user
3. Fill in the loan application information
4. Choose a loan product based on your financial needs
5. We will recommend you to download a third party financial application based on your credit status or help you complete a loan application from a third party institution at AyoPinjam.
The AyoPinjam platform adopts data isolation technology to protect user privacy and security, prevent information leakage or illegal use, and provide users with safe and high-quality loan services.
If you need assistance, please contact our online customer service:
Working hours: 9:00 – 18:00 (Monday to Sunday)
Customer service email: cs@jamiatun.com
Address: POJOK DUSUN, Village, Bulusari Village, District
East Java Province
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