Erven - Finanzas personales

About Erven - Finanzas personales

Erven is your personal financial control center: organize accounts, cards, debts, budgets, and goals all in one place, without connecting your bank or sharing your passwords with anyone.

YOUR MONEY, ORGANIZED
Register your cash accounts, bank accounts, and credit cards. See at a glance your available funds, how much you have in each account, and how much of your available credit you've used.

OBLIGATIONS AND FIXED PAYMENTS
Rent, utilities, subscriptions, loan installments—register your recurring payments, and Erven will notify you when they're due, how much you've paid, and what's left.

DEBTS AND LOANS BETWEEN PERSONS
Keep track of what you're owed and what you owe to family or friends, with simple or compound interest calculations if applicable. Erven doesn't lend money or collect debts—it's your clear ledger, made into an app.

REPORTS AND PROJECTIONS
View your expenses by category, compare month to month, and see a projection of how your month will end based on your income and fixed commitments.

GOALS AND BUDGETS
Define how much you want to save and track your progress. Set limits by category and receive alerts when you're getting close.

SHARED EXPENSES
Split expenses with your family, partner, or housemates within a group—everyone sees their share, without confusion.

AI-POWERED RECEIPT SCANNING (OPTIONAL)
Take a photo of your receipt and let AI extract the merchant, amount, and date for you. Completely optional: you can always enter everything manually.

YOUR DATA, UNDER YOUR CONTROL
Erven is not connected to your bank, does not move or hold your real money—everything you see is information you enter yourself. Your data is encrypted, your password is never stored in plain text, and you can delete your account and data whenever you want, directly from the app.

Erven is a personal organization tool, not a financial institution or an advisory service. It's a companion that helps you see your money clearly—the rest of the decisions remain yours.