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About Lendela

Discovering your ideal loan has never been simpler. A first-of-its-kind app, Lendela matches borrowers with personalised, pre-approved loan offers from over 50 banks and licensed providers in Singapore with a single two-minute application, empowering borrowers with choice and transparency.

Borrowing Made Better: Cheaper. Faster. Safer. We make borrowing better without hurting your credit score or sharing your data. Apply once and receive multiple personalised loan offers from the largest banks and providers in Singapore. We’ve saved borrowers close to 20 million dollars on borrowing costs to date.
All Loan Offers In One Place: Stop searching for loan offers and let them come to you. Our reverse auction model means banks compete to offer you the best rate while you kick back and chill. Say goodbye to hours of painful comparison and multiple applications — your ideal loan now comes to you.
We Have Your Back: By providing personalised, on-demand support, our team has helped hundreds of thousands of Singaporeans make informed loan decisions and facilitated disbursements in as little as 20 minutes, developing the signature customer experience Lendela is known for today. No more frustration, no more pain, and no more waiting for answers that never come.
100% Free-To-Use: Lendela is and will always be free for users to use. Enjoy all the benefits of our unique loan matching technology with no strings attached, and put your money to better use when you save big on borrowing costs.

Lendela is neither a lender nor a loan provider. Lendela is a fintech platform that matches borrowers with personalised loan options from various lenders. For illustration purposes, however, for a personal loan amount of S$20,000, APR of 6.95%, 5 year tenure, the total loan payable will be S$26,940 with a monthly cost of S$449. An individualised APR will be presented at the end of your application by the loan provider. The maximum APR is 8.88%. The minimum repayment period is 3 months and the maximum is 72 months.

Unlock all your loan options in three simple steps:
Apply: Fill one simple application (Singpass-enabled) in as little as two minutes. Sit back and leave the rest to us.
Match: Match with multiple personalised loan offers you qualify for from banks and licensed providers.
Choose: We’ve done the matching, now you do the choosing. May the best rate win.

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