PNB One BIZ

About PNB One BIZ

App Name – PNB ONE BIZ
Short Description – Punjab National Bank’s Official Corporate Mobile Banking Application
Full Description –
Discover PNB One BIZ for corporates by PNB Bank: An application exclusive to our Corporate Internet Banking customers that introduces industry-first features of Corporate Admin and Corporate Users, empowering businesses with unparalleled control and efficiency in managing their financial operations. From user access management to transaction approval workflows, PNB One BIZ provides comprehensive tools to oversee and regulates business banking activities effectively. Whether you're a startup, SME, or a large corporation, our business banking application is designed to meet your needs under one roof, ranging from managing accounts to handling bulk transactions and facilitating instant payments.

Registering for Mobile banking using Corporate ID and User ID to login based on User Profile:-
• Proprietor: Single User
• Proprietor: Multi User
MPIN Dashboard for different Users:
• Corporate Admin
• C-USER
• Sole Proprietor
Corporate Administration: -
Corporate Admin can perform various maintenance activities
• Create/Copy/Modify and Delete User.
• View the list and details of users.
• Set and reset password for other users and self.
• View and modify menu Access profile of a user.
• View and modify account linkages (cust id linkage/division linkage) of a user.
• Create /Modify limits for user and self.
• Division and User linkage.
• Enable/Disable User : Unblocking TPIN/MPIN/OTP.
• Approve Transaction Limit.
• Facility for the Corporate Administrators to create Role Maintenance, Rule Maintenance and setting workflow for Financial and Non-Financial Transactions.

Accounts: -
This module provides following features to the mobile banking user for different personas:
• Account Summary
• Account Statement
• Nominee Management
• Term Deposits (FD & RD)
• Open overdraft over fixed deposits
• Transactions Details
• Calculator (EMI, FD, RD)
Transfer Funds:-
• Fund Transfer – Facility to transfer funds between Own accounts, other PNB accounts and Accounts with other Domestic Banks
• Scheduling and managing future dated transactions
• Beneficiary Management – Facility to add, delete & modify beneficiaries
• View transaction history
• Workflow management (Approval Management)
Service Requests:-
This module provides following features to the mobile banking user:-
• Raise Service Request
• View status of Service Request
• Query against a request
• Approve request