INDIE By IndusInd

About INDIE By IndusInd

Still stuck with old ways of managing your money? Now experience a truly groundbreaking app that not only simplifies money management but takes you on a journey that keeps your financial future secure.
Introducing INDIE – a customer-centric Digital bank, from IndusInd Bank.
With over 28 years of experience, IndusInd Bank is bringing a trusted legacy with cutting-edge technological financial solutions with INDIE.
Our ‘unique’ approach to smart banking helps you save time, money and avoid unnecessary hassles.
Here’s what makes INDIE ‘Unique’?
A zero-balance savings account
Get Money When You Need It and payback in flexible EMIs
Make payments or transfer funds via INDIE UPI ID
Make your own Loyalty program
Get cash anytime,
Earn up to 3% cashback on brands you choose
Zero Forex Fee*
Track expenses and set-up budget goals
24x7 Support for you
Transparent & simple fees structure
Save and earn high interest rates with Fixed Deposits
Integrated Demat account
Amongst the lowest Brokerage Fee in the market
Pay your bills and earn rewards
Numberless Debit card with dynamic PIN

INDIE helps you get started with your online savings account in just 3 minutes. There is no paperwork, no lengthy processes involved. All you need is your smart phone and that’s it!

Zero balance savings account

Withdraw funds instantly only with a few clicks
Sweep-out your deposit when your savings balance is running low
But if you’re looking for a personal loan or in need of urgent funding, then no worries! You get access to a personalised Line of Credit, which is better suited to your needs than a traditional personal loan.
Access to instant funds with just a few taps
Withdraw as much as you want, multiple times.
Pay interest only on what you use.
Choose your own tenor (term).
We believe in Loyalty - that’s why; every time you spend with INDIE you get rewarded. Our simplified loyalty program makes it easy for you to make monthly expenses rewarding.
Earn up to 3% reward points or INDIE Gems on brands you choose
Accumulate INDIE Gems every time you spend.
Get the transparency you deserve: 1 INDIE Gem = 1 Rupee.
Redeem for either cashback or exciting reward & discounts.
And the best part is that it's really simple: choose 3 brands and add them to your list of favourites. Spend on your chosen brands and start earning Gems without any conditions attached.

INDIE is also equipped with incredibly smart features that intelligently support you on your financial goals.

Introducing Money Mate - the smart personal finance manager that tracks your spending habits on an easy-to-understand dashboard. You can track expenses into various categories like food or clothing and then set a spending limit for each category. This will help keep track of monthly budget goals and alert you with smart budget nudges when you overspend.
We know keeping track of your bills is not as easy. That’s why INDIE’s smart bill payment feature keeps track of your bills with its intelligent payment stack.
Never miss a due date on any bill – Get reminders about your upcoming bills
Rewards on bill payments – Pay your bills before due date and earn cashback
Scan & Pay with INDIE UPI and stand a chance to earn rewards
With INDIE, you also get the most secure Debit Card. What do we mean by that? Get a Numberless card to avoid any information leakage in case of loss of card or data Generate a one-time use disposable card to use it on unsecured websites Generate a dynamic pin on the app every time you use the card
So, forget all your HASSLES and constant headaches around money. Just download INDIE and you’re good to go!

The customer will be explicitly asked at the time of entering his / her mobile number on the first page to agree to ‘Privacy Policy’ which very clearly articulates all the data that is being collected as well as the purpose for which the data is collected.