HastyCredit

About HastyCredit

HastyCredit is Ghana's trusted loan app, providing fast and convenient access to cash when you need it most. With quick approvals, competitive interest rates, and flexible repayment options, HastyCredit is the ideal solution for personal loans, emergencies, or business needs.

User requirements
1. Age Requirement: Applicants must be at least 18 years old.
2. Citizenship/Residency: Must be a Ghanaian citizen or legal resident.
3. Income: A stable source of income or employment is required.
4. Active Phone Number: A working mobile number is needed for verification.

Product Features
1. Loan Amount: Borrow up to GHS 10,000 based on eligibility.
2. Flexible Loan Tenure: Choose repayment terms from 91 days to 365 days.
3. Competitive Interest Rates: The APR ranges from 10% to 24%
4. Origination Fee: 5%.
5. Technology Provider Charge: 1%


Example:
If the loan amount is GHS 10,000 and the APR is 15% with a tenure of 180 days:

- Daily Interest Rate: 15% / 365 = 0.04%
- Interest for 180 days: GHS 10,000 * 0.04% * 180 = GHS 738
- Origination fee = GHS 10,000 * 0.05 = GHS 500
- Technology provider charge = GHS 10,000 * 0.01 = GHS 100

- Total Repayment Amount: GHS 10,000 (principal) + GHS 738 (interest) + GHS 500 (Origination fee) + GHS 100 (Technology provider charge) = GHS 11,338

Security of Data
At HastyCredit, we prioritize the security and confidentiality of your personal and financial information. We employ industry-leading security measures to ensure that your data is protected throughout every step of the loan application process.



Customer Service Email: [email protected]
Address: No. 13, Nii Teiko Abobonu Street, East Legon, Accra, Ghana