TínDụngPlus-Vay tiền đơn giản

About TínDụngPlus-Vay tiền đơn giản

CreditPlus is an APP that focuses on introducing professional Vietnamese financial applications to users, aiming to introduce reputable financial institutions to users. Through introduced organizations, we can flexibly meet users' diverse funding needs. All loans and financial products are provided by cooperative P2P institutions. APP acts as a platform to introduce financial products to users and introduce high-quality financial products to users to ensure transparent and fair services. The platform does not guarantee whether user loans will be approved.

I. Application conditions (application conditions provided by the introducing educational institution)
Have ID card and be between 18 and 60 years old (no loans for people under 18 years old)
Must be a Vietnamese citizen
Have a stable source of income

II. How to apply for a loan?
1. Download CreditPlus
2. Choose the recommended organization that is right for you
3. Provide your basic information to the downloading agency to verify your qualifications
4. Complete the loan application
5. Once approved, funds will be transferred to finalize the loan

III. Loan details:
1. Loan term: shortest 91 days ~ longest 240 days
2. Processing fee: No information about additional fees
3. Annual interest rate: Maximum annual interest rate is not more than 14%
4. Safe lending: absolutely safe lending service
5. Term range: minimum loan 900,000 VND ~ maximum 50,000,000 VND

IV. How to calculate CreditPlus loan:
Loan period: 91~240 days
The maximum annual interest rate is not more than 14%/year, the daily interest rate is not more than 0.04%/day
All loan products on the CreditPlus platform only charge interest, and the fees are clear and transparent. You can refer to the following examples to calculate loan-related fees:
Loan amount is 1,000,000 VND. After approval, the principal amount received is 1,000,000 VND. Loan term is 100 days. The annual interest rate of this loan is 14%/year (daily interest rate is 0.04%/day). There are no other additional fees. After 100 days, the user's total repayment amount = principal + total interest. The following formula can be used to calculate related fees:
Monthly interest rate: 1,000,000*0.04%*30=12,000 VND
Monthly installment payment: 1,000,000*0.04%*30+1,000,000/100*30=312,000 VND
Total interest cost: 1,000,000*0.04%*100= 40,000 VND
Total refund amount: 1,000,000+400,000=1,040,000 VND
After the loan application is approved, the user will receive 1,000,000 VND; After the loan ends, users need to pay back the principal plus interest. There are no other fees. Safe and transparent, so you can download safely.

V. Information assurance
To address user concerns about privacy and financial security, the CreditPlus app uses bank-level security encryption technology. During the entire process of filling in user information, data transmission and data protection, users' personal information and financial data are strictly protected to prevent information leakage and financial risks. Users can use it with peace of mind without worrying about security risks and financial security.

‌Ⅵ‌.Contact us
If you have any questions, please contact our online customer service:
Working hours: 9:00 am – 6:00 pm (Monday to Sunday)
Customer service email: cs@fanfictioninvestments.com
Address: Ngoc Lac Village, Ngoc Son Ward, Hai Duong, Hai Duong Vietnam