Suncredito

About Suncredito

What is needed to request a loan?
1)Mexican citizen over 18 years of age.
2)Have your IFE/INE on hand.
3)Have a debit account from any bank and that is in your name.
4)Submit your application in the Suncredito application.

How to apply for a loan? It's very simple:
-Enter the Suncredito app and register with your cell phone number (We recommend creating a password at the same time).
-Fill out a brief application through the app.
-We will verify your identity through a protected and secure system.
-We deposit the loan money directly into your bank account. If you do not have a bank account, it is recommended to open an account at Banco Azteca or OXXO Saldazo. This step is simple and effective.
-Remember the payment date, develop the habit of paying on time and you will be able to increase the amount of your next loan faster and can extend the term of your payment.

How to pay?
-Enter your application in the app, click on payment and follow the instructions
-You can make your payment online through the bank (SPEI)

About loans:
-Amount: from $500 to $30,000 pesos
-Minimum term: 180 days
-Maximum period: 365 days
-Interest: up to 0.02% per day
-VAT: 16%
-Commission (Includes approval fees, contract administration, transfer, etc.): varies between 20% and 35% with VAT;
-Informative CAT: varies between 460% and 1310% with VAT;
-APR: no more than 70% with all interest, service charges and taxes.
-In case of late payment, late payment interest of between 1% and 4% per day will be charged.

Representative example of total loan amount (including all applicable fees):
Suppose you choose the following products:
With a loan of 2,000 pesos and a term of 180 days, you will pay only 72 pesos in interest (2,000 * 0.02% * 180 = $72), and a service fee of 600 (2,000 * 30% = $600).
The total amount to pay would be $2,672. The final total amount you must pay after maturity = principal + interest + fee = $2,000 + $72 + $600 = $2,672


About privacy:
Suncredito protects the information of all our users. All your information is safe and protected. We will never provide your information to third parties without your permission. You can read our Privacy Policy within the app. If you are not satisfied with our service, you can delete all personal information directly from the application after completing all requests.

Contact:
Our hours are Monday to Sunday from 9:00 a.m. to 5:00 p.m. to 18:00 p.m.
Email:[email protected]
Company address: Calzada Independencia Sur 324 Colonia Centro, Guadalajara, Jalisco