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About bunq - bank of The Free

Get the freedom to spend, save, move and invest your money whichever way you like.

Become CO2 free in less than two years
Become CO2 free in less than 2 years, without any effort. All you have to do is get a bunq Premium SuperGreen or Business SuperGreen subscription and we'll plant a tree for every 100 Euro spent with any of your bunq cards.
- Get your beautifully crafted, stainless-steel Metal Card with Purchase Protection and Extended Warranty included
- Together we planted over 500K trees to date. That offsets 162,791 round trips flights from Paris to NYC
- Multiply your green impact with Tribes. Create a tribe and invite your friends to join. The more friends join your tribe, the bigger your forest will be.

You decide how your money is invested
We are the only bank in the world that lets you decide how your money gets invested. We offer full transparency of what happens to your money and you get to decide if and how your money is invested.
- Choose to invest in Personal Lending, Personal Mortgages, Green Companies, All Companies, Other Bank Loans
- At 0.27%, bunq gives you an interest rate 9x higher than traditional banks
- Set up Common Goals to support charities and share your donation link with your friends, family, colleagues, loved ones, everyone can donate!

Budgeting made easy and fun
Open sub-accounts for everyday budgeting. Get one for groceries, shopping, holidays or anything else you’d like. Each one is a full bank account, with it’s own IBAN, allowing you to also budget your direct debits, external payments and card transactions very easily. Want to save money with zero effort? Save automatically by having all your payments rounded up to the next Euro. Need to buy something and not sure if you can afford it? The bunq app can predict your future balance, so you know exactly how much you can spend today. Want to take control of your finances? Save up to 10% by letting the bunq app automatically categorize your spending.

Never waste time again
No paperwork, no waiting, no hassle.
Want to save time on administrative tasks? Automatically set aside VAT on a dedicated bank account, export your bank statements automatically, keep your administration in order by adding notes and receipts to payments. bunq is the bank that saves you time.

Total control over your money
You’ll always know what’s going on with your money thanks to instant notifications. Get them for each card payment, direct debit or any other transaction. Experience total safety by blocking cards, changing PINs or adjusting limits in realtime. Got a direct debit? You’ll get a notification upfront, so you can decide to approve it or not. Using bunq in public? Simply use Hidden Balance to hide the numbers in the bunq app, so only you can see your balance. You’re always in charge, 100% of the time.

The bank that speaks your language
- English🇬🇧
- Dutch🇳🇱
- German🇩🇪
- French🇫🇷
- Spanish🇪🇸
- Italian🇮🇹
- Portuguese🇵🇹
Our team consists of people from more than 30 different countries. Emails, notifications, support chat. We’re always there for you, in your language.

Your money is fully insured
Thanks to our European banking permit your money is fully insured, up to €100,000. We apply rigorous safety measures and are tested and audited to the highest standards. Your safety is our highest concern.

Your privacy is guaranteed
We guard your privacy as if it’s our own. We will never sell your data to anyone. Your transaction data is stored in Germany, a country that values your privacy as much as we do.

Experience what bunq can do for you, today. Sign up in just 5 minutes. You only need your phone, address and ID. No branch visits, no waiting, no paperwork.

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Frequently Asked Questions(FAQ)

What is bunq?

bunq is a bank that provides its users with the freedom to spend, save, move and invest their money as they wish. It also allows users to decide how their money is invested and offers budgeting features that make managing money easy and fun.

How can I become CO2 free with bunq?

You can become CO2 free with bunq by getting a bunq Premium SuperGreen or Business SuperGreen subscription. bunq will plant a tree for every 100 Euro spent with any of your bunq cards, and together, you can offset your carbon footprint.

What are the benefits of getting a bunq Premium SuperGreen or Business SuperGreen subscription?

The benefits of getting a bunq Premium SuperGreen or Business SuperGreen subscription include a beautifully crafted, stainless-steel Metal Card with Purchase Protection and Extended Warranty included, and the ability to plant trees with every 100 Euro spent. Additionally, you can multiply your green impact with Tribes and create a tribe to invite your friends to join, making your forest even bigger.

Can I decide how my money is invested with bunq?

Yes, you can decide how your money is invested with bunq. bunq is the only bank in the world that lets you decide how your money gets invested. You get to choose from Personal Lending, Personal Mortgages, Green Companies, All Companies, or Other Bank Loans.

What is the interest rate offered by bunq?

bunq offers an interest rate of 0.27%, which is 9x higher than traditional banks.

How can I budget with bunq?

You can budget with bunq by opening sub-accounts for everyday budgeting. Each sub-account is a full bank account with its own IBAN, allowing you to budget your direct debits, external payments, and card transactions easily. You can also save money automatically by having all your payments rounded up to the next Euro.

Is bunq time-efficient?

Yes, bunq is time-efficient. With no paperwork, waiting, or hassle, bunq saves you time on administrative tasks. You can automatically set aside VAT on a dedicated bank account, export your bank statements automatically, and keep your administration in order by adding notes and receipts to payments.

How does bunq ensure the safety of my money?

bunq ensures the safety of your money through instant notifications for each card payment, direct debit, or any other transaction. You can block cards, change PINs, or adjust limits in real-time, and you'll receive a notification upfront for direct debits, so you can decide to approve them or not. bunq also offers Hidden Balance to hide the numbers in the bunq app, ensuring that you're always in charge, 100% of the time.

What languages does bunq support?

bunq supports English, Dutch, German, French, Spanish, Italian, and Portuguese. Their team consists of people from more than 30 different countries, and they provide support in your language through emails, notifications, and support chat.

Is my money insured with bunq?

Yes, your money is fully insured with bunq thanks to their European banking permit. Your money is insured up to €100,000, and bunq applies rigorous safety measures and is tested and audited to the highest standards.

How does bunq protect my privacy?

bunq guards your privacy as if it's their own. They will never sell your data to anyone, and your transaction data is stored in Germany, a country
author
Better every day 👍
Marco Hartman
author
App for payments that has many features, is easy to use & gives a lot of freedom in how to mange your money. Automatic VAT reservations, auto splitting of incoming funds, Zapier integration, a web app, payme...
Bart Roorda