bunq - bank of The Free

Get the freedom to spend, save, move and invest your money whichever way you like.

Become CO2 free in less than two years
Become CO2 free in less than 2 years, without any effort. All you have to do is get a bunq Premium SuperGreen or Business SuperGreen subscription and we'll plant a tree for every 100 Euro spent with any of your bunq cards.
- Get your beautifully crafted, stainless-steel Metal Card with Purchase Protection and Extended Warranty included
- Together we planted over 500K trees to date. That offsets 162,791 round trips flights from Paris to NYC
- Multiply your green impact with Tribes. Create a tribe and invite your friends to join. The more friends join your tribe, the bigger your forest will be.

You decide how your money is invested
We are the only bank in the world that lets you decide how your money gets invested. We offer full transparency of what happens to your money and you get to decide if and how your money is invested.
- Choose to invest in Personal Lending, Personal Mortgages, Green Companies, All Companies, Other Bank Loans
- At 0.27%, bunq gives you an interest rate 9x higher than traditional banks
- Set up Common Goals to support charities and share your donation link with your friends, family, colleagues, loved ones, everyone can donate!

Budgeting made easy and fun
Open sub-accounts for everyday budgeting. Get one for groceries, shopping, holidays or anything else you’d like. Each one is a full bank account, with it’s own IBAN, allowing you to also budget your direct debits, external payments and card transactions very easily. Want to save money with zero effort? Save automatically by having all your payments rounded up to the next Euro. Need to buy something and not sure if you can afford it? The bunq app can predict your future balance, so you know exactly how much you can spend today. Want to take control of your finances? Save up to 10% by letting the bunq app automatically categorize your spending.

Never waste time again
No paperwork, no waiting, no hassle.
Want to save time on administrative tasks? Automatically set aside VAT on a dedicated bank account, export your bank statements automatically, keep your administration in order by adding notes and receipts to payments. bunq is the bank that saves you time.

Total control over your money
You’ll always know what’s going on with your money thanks to instant notifications. Get them for each card payment, direct debit or any other transaction. Experience total safety by blocking cards, changing PINs or adjusting limits in realtime. Got a direct debit? You’ll get a notification upfront, so you can decide to approve it or not. Using bunq in public? Simply use Hidden Balance to hide the numbers in the bunq app, so only you can see your balance. You’re always in charge, 100% of the time.

The bank that speaks your language
- English🇬🇧
- Dutch🇳🇱
- German🇩🇪
- French🇫🇷
- Spanish🇪🇸
- Italian🇮🇹
- Portuguese🇵🇹
Our team consists of people from more than 30 different countries. Emails, notifications, support chat. We’re always there for you, in your language.

Your money is fully insured
Thanks to our European banking permit your money is fully insured, up to €100,000. We apply rigorous safety measures and are tested and audited to the highest standards. Your safety is our highest concern.

Your privacy is guaranteed
We guard your privacy as if it’s our own. We will never sell your data to anyone. Your transaction data is stored in Germany, a country that values your privacy as much as we do.

Experience what bunq can do for you, today. Sign up in just 5 minutes. You only need your phone, address and ID. No branch visits, no waiting, no paperwork.