Bank of Pontiac TM

About Bank of Pontiac TM

Empower your finance team with a secure, intuitive mobile experience built for modern treasury operations. Our app brings enterprise-grade cash management to your pocket—so you can monitor liquidity, move funds, and approve critical transactions in seconds.
Key Capabilities
• Real-Time Cash Positioning: See consolidated balances and intraday activity across all accounts, subsidiaries, and currencies. Toggle between summary and drill-down detail for instant clarity.
• Move Money with Confidence: Initiate and approve ACH, wire transfers, internal transfers, and international payments with configurable limits, dual control, and automated cut-off reminders.
• Remote Deposit Capture (RDC): Scan, validate, and submit deposits from your phone. Track deposit status and images with full audit visibility.
• Positive Pay & Payee Verification: Review exceptions, confirm items, and reduce fraud with payee match and configurable alerting.
• Approvals on the Go: Streamlined multi-step approvals, batch actions, and escalations—keep workflows moving without sacrificing control.
• Alerts & Notifications: Real-time push alerts for thresholds, large transactions, returns, exceptions, and approvals pending.
• Document & Reporting Hub: Export statements, payment files, and drillable reports. Schedule delivery or download on demand.
Built-In Security & Compliance
• Strong Authentication: Biometric login (Face/Touch ID), passcodes, and adaptive risk controls.
• Granular Entitlements: Role-based access, per-feature and per-limit controls, and context-aware approvals.
• Dual Control & Segregation of Duties: Enforce maker-checker and multi-approver policies across payments and admin changes.
• Encryption & Device Security: End-to-end encryption, certificate pinning, and automatic logout on inactivity.
• Comprehensive Audit Trail: Time-stamped logs for every action, exportable for audit and compliance reviews.