zero: offline expense tracker
Track expenses and debts offline with a simple personal finance app.
About zero: offline expense tracker
zero is a simple expense tracker that works completely offline. Your financial data stays on your device, always private, always secure, always yours.
🎯 WHY zero?
Most finance apps want your data. zero wants nothing.
✅ No account required - start tracking in seconds
✅ No internet needed - works offline, always
✅ No ads - ever
✅ No data collection - your finances stay private
✅ No subscriptions - completely free
💰 TRACK EXPENSES EFFORTLESSLY
Add expenses in seconds with a clean, minimal interface designed for daily use.
📝 Quick expense entry with amount, title, and category
🎨 Custom categories with icons and colors
📅 Date picker for past expenses
💬 Add notes and descriptions
⚡ Default categories to get started instantly
🤝 MANAGE MONEY YOU OWE & ARE OWED
Keep track of debts and loans with friends, family, or anyone.
💸 Track money you lent (who owes you)
💳 Track money you borrowed (who you owe)
👤 Organize by person with custom icons
📊 See total balances at a glance
🔔 Never forget who owes what
📈 BEAUTIFUL REPORTS & INSIGHTS
Understand your spending with clear, visual reports.
📆 Monthly expense breakdown
🥧 Category-wise spending charts
🗓️ Daily spending heatmap
📉 Year-over-year comparison
🔍 Filter by date range
✨ DESIGNED FOR YOU
🌙 Dark mode & light mode
💱 Multiple currency support (₹, $, €, £, and more)
📤 Export your data anytime
📥 Import data when switching devices
⚡ Fast, lightweight, battery-friendly
🔒 PRIVACY FIRST
Zero is built on a simple principle: your money, your business.
🏠 All data stored locally on your device
☁️ No servers, no cloud, no sync
🚫 No analytics or tracking
🛡️ No third-party SDKs collecting your data
💯 Open about what we do (and don't do)
👥 PERFECT FOR
📱 Daily expense tracking
💵 Monthly budget awareness
🍕 Splitting bills with friends
🤝 Tracking loans and debts
📊 Understanding spending habits
🔐 Anyone who values privacy
Zero is free, ad-free, and always will be.
Download now and take control of your finances, privately.
Have feedback or suggestions? We'd love to hear from you.
Made with ❤️ for people who care about privacy.
Similar Apps
MyMoney—Track Expense & Budget
Daily Expense Tracker, Personal Finance Manager & Budgeting App - simple & easy.
Beyond Budget - Budget Planner
Master your money with zero-based budgeting, smart forecasting, and more.
Budgeting App - Spend Tracker
Budget planner and expense tracker to help manage your personal finance.
Budget & Expense Tracker Monee
Simple budget app to track expenses, income and shared finances
1Money: expense tracker budget
Spending tracker, money manager, personal and family finances, debts and budget.
Billing Management - Zoho
Billing Software; Invoicing; Subscriptions; Templates; Project Management.
