UNO Digital Bank

About UNO Digital Bank

The official UNO Digital Bank.

UNO is a BSP-licensed digital bank in the Philippines — one of only six. Open a savings account, earn daily interest, apply for a loan, and manage everything from one app. No branch visits. No waiting in line.

MEET THE NEW UNO — ELEVATING YOU, REIMAGINED
We rebuilt the UNO app to be faster, simpler, and yours to arrange however works for you.

WHAT'S NEW IN UNO 2.0
✔ Personalized Dashboard — arrange your widgets and features your way
✔ Light Mode, Dark Mode, or your own custom theme
✔ Smarter Financial Health Check and spending insights
✔ Faster navigation, quicker account access, smoother payments

SAVINGS ACCOUNT WITH HIGH INTEREST
#UNOready Savings Account
• Earn up to 3.50% p.a., credited daily
• Fund it instantly via InstaPay (₱8 fee) or PESONet (FREE)
• FREE Personal Accident Insurance worth ₱100,000 once you qualify — automatic, no extra cost
• PDIC-insured deposits up to ₱1,000,000 per depositor

TIME DEPOSIT — GROW YOUR SAVINGS FURTHER
#UNOboost Time Deposit
• Earn up to 5.50% p.a. on a 12-month term
• Flexible 3, 6, 7, and 12-month terms
• Fully digital account opening and management

LOANS, WITHOUT THE PAPERWORK
#UNOnow Personal Loan
• Borrow up to ₱500,000, no collateral or guarantors required
• Flexible repayment terms from 6 to 36 months

BANK, PAY, AND TRANSFER — ALL IN ONE APP
• Send money via InstaPay or PESONet
• Pay bills and manage your virtual UNO Debit Mastercard
• Track your transaction history and spending in real time

TRUSTED BY MILLIONS OF FILIPINOS
Millions of Filipinos already bank with UNO. Rated 4.4 out of 5 by thousands of users on Google Play.

Every day your money sits in a low-interest account is a day it could be earning more. UNO gives you a straightforward way to change that — no hidden fees, no confusing terms, no branch required.

Whether you're new to UNO or migrating from the old app, you'll keep everything you rely on today in an app rebuilt to be faster and easier to use.

Download UNO Digital Bank today and experience banking, elevated.