YNAB
In-app purchases
4.7star
17.9K reviews
1M+
Downloads
Everyone
info
About this app
Where does your money go? Frustrated you aren’t getting ahead? Entirely unsure about your future? You’re asking the right questions but the world has taught you to think about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money and enjoy your spending.
Don’t settle for a life of constantly second-guessing your spending decisions, your progress, and your future—trapped somewhere between defeated, embarrassed, and overwhelmed. There is another way.
You need a set of habits to change your mindset and your behavior, until you are spending purposefully, saving aspirationally, and even giving generously.
YNAB has taught millions of people a set of habits to change their relationship with money for good. As these habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Confident, secure — are you ready to feel this way about your money (and so much more)?
Start your one-month free trial today!
Key Features:
Built for Partners and Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
Spending & Net Worth Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, video courses, written guides, and more.
Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.
How do you want to spend your money, or more importantly, your life?
Free for 30 Days, Then Monthly or Annual Subscriptions Available
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy
https://www.ynab.com/privacy-policy/california-privacy-disclosure/?isolated
Your Privacy Choices
https://www.ynab.com/privacy-policy/opt-out-request/?isolated
Don’t settle for a life of constantly second-guessing your spending decisions, your progress, and your future—trapped somewhere between defeated, embarrassed, and overwhelmed. There is another way.
You need a set of habits to change your mindset and your behavior, until you are spending purposefully, saving aspirationally, and even giving generously.
YNAB has taught millions of people a set of habits to change their relationship with money for good. As these habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Confident, secure — are you ready to feel this way about your money (and so much more)?
Start your one-month free trial today!
Key Features:
Built for Partners and Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
Spending & Net Worth Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, video courses, written guides, and more.
Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.
How do you want to spend your money, or more importantly, your life?
Free for 30 Days, Then Monthly or Annual Subscriptions Available
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy
https://www.ynab.com/privacy-policy/california-privacy-disclosure/?isolated
Your Privacy Choices
https://www.ynab.com/privacy-policy/opt-out-request/?isolated
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Ratings and reviews
4.7
17.3K reviews
Andréa Withrow
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April 4, 2024
not as robust or as good as The web app. when paying off my credit card I have to go to the web app because I can't find the category and the phone app. otherwise this is fantastic. I've been able to accurately pay so many bills, and plan for surprises. I've only been using this since February (two whole months) and it's been a game changer. I came from mint and mint was really not good at helping me save money, just tracking money, so less of a budgeting tool and more of a tracking tool.
2 people found this review helpful
M D
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April 8, 2024
This is a great budget app, full stop. I like that it deals only with money you actually have, which is an issue I had with Everydollar. I have one big complaint though. I signed up for the yearly subscription, and I thought I'd already paid. Either way, the app auto-adds a budget item for the subscription but sets the due date for NEXT YEAR. I have to reshuffle my money to cover the subscription. I'd also like to see a one-time paid lifetime license rather than a perpetual yearly arrangement
ynab.com
April 10, 2024
Oh that's good feedback about the target! Since we want you to be ready for those non\-monthly expenses it feels a bit like we set you up for failure there. I'll pass that along to the team. Glad you're loving YNAB otherwise, though! \- Angela @ YNAB
Alyssa Arce
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April 9, 2024
I really wanted to like this because I heard such good things about it from family. However, I think it just didn't fit my account setup and preferred budgeting style. I like to pay things off per paycheck so I know how much I have to spend every week. However, the dates that YNAB lists purchases and clears them is confusing, and having middle-man accounts like PayPal when you also have PayPal Credit just makes it worse. Just the loan and credit payment system is hard to understand.
ynab.com
April 10, 2024
Hi Alyssa! Please thank your family for recommending us 😃 If you're interested in figuring out those workflows that tripped you up, our support team \(help@ynab.com\) would be happy to help! They don't sound like anything that can't be resolved. \- Angela @ YNAB
What's new
This update might not burst with fireworks or confetti, but it's just as exciting—the thrill of spring cleaning, ya know? We've been in full-on declutter mode, meticulously sprucing up the nooks and crannies of our app to ensure a smoother experience for you. Why not ride this wave of freshness? Take a moment to dust off your spending plan and give your categories a little springtime sparkle. It's all about starting the season fresh and organized!
