Cambio: Fix credit, save money

4.2
264 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Your financial fresh start. Improve your score fast with a credit expert in your pocket.

FIX BAD CREDIT Cambio's AI-Powered Credit Improvement makes fixing your credit easier than ever. Instantly see your credit score and analyze your credit for FREE. Use AI to identify exactly what's hurting you and how to fix it. Auto-dispute items like hard inquiries, late payments, collection accounts and more. Negotiate, pay off and remove your accurate charge-offs and collections like a pro with our Smart Negotiation Assistant. Let Cambio do the hard work and watch your credit score improve!*

BUILD GOOD CREDIT AND GROW SAVINGS 0% interest credit builder loan helps you build on-time payment history and your savings at the same time! Each $5 monthly savings contribution improves your on-time payment history!*


PRIVACY PROTECTION: Over 15 million Americans have their identity stolen each year. Remove your personal info from the web to protect your credit score from possible damage! Receive up to $1 million in asset protection in the event you identity is stolen. Sleep easier at night while Cambio monitors the dark web and thousands of other databases for threats against your identity.


Services include:

• Unlimited disputes to all 3 credit bureaus

• Negotiation assistance to resolve accurate collections and charge-offs

• AI-Powered Credit and Spending Assistants

• Hard inquiry and late payment targeting

• Ongoing Credit Analysis

• Credit builder loan and savings

• Personalized credit guidance

• No hard inquiries

• No card or deposit necessary


Download the app today to get your FREE credit analysis! Cambio is a mobile app that makes it easy to rebuild your credit quickly. Improve Your Credit Rating and Get Back On Track Today!

*Results are not guaranteed and may vary.
**Member must live in an elligible state. For the full list visit https://www.cambiomoney.com/support/.
Updated on
Dec 8, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location and Personal info
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
258 reviews
Pete Inorio
June 29, 2021
I like the simple to follow daily plan. Each day I complete an assignment which takes about a minute and I get cash for completing those assignments. I was able to connect most of my bills and loans and was able to switch direct deposit. I'm using the money I save in banking fees(which were really adding up) to build up my savings! Liking the app!
31 people found this review helpful
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Rod Mack
September 24, 2022
Most of the reviews were spot on! I believe someone said, I already have bad credit and entering my information could make it worst. Yes, I couldn't even get pass a certain point with my ssn hanging in the air and to even think I was going to have to put my bank info in there too! No effing way! Been there done that. When your app is on TV and being promoted I might reconsider other than that was my sign to get lost.
11 people found this review helpful
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Cambio Financial Health LLC
September 28, 2022
We sincerely apologize for the registration issues you're having. Please reach out to us at support@cambiomoney.com with a brief description of the problem and we'll take care of it! Regarding your personal data, we protect it as if it was our own with bank-grade encryption. Your privacy and security is our top priority.
Zachary Lawson (evenzak)
December 23, 2021
Ok, this app gets 5 even though they couldn't do anything for me. Here's why: They used a conversational style onboarding for the initial forms, and did it successfully, which I've never seen, and they clearly explained everything and provided options repeatedly, though all failed for me. The first 30 seconds after launch is seriously the best convo form on the Play Store, so give this dev all the donuts just for that. Absolutely will download and try again in the future, another first for me.
25 people found this review helpful
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Cambio Financial Health LLC
December 28, 2021
Thanks so much for the kind feedback! We hope to be of service for you in the future.

What's new

We are pleased to announce the release of version 1.1.17 of Cambio. This update focuses on addressing various bugs and introducing improvements to enhance your user experience.