3.5
2.28K reviews
100K+
Downloads
Content rating
Everyone
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About this app

The VIABUY account with prepaid Mastercard card is an independent alternative to traditional bank accounts with debit or credit card. Join more than one million happy customers and take full control over your funds and financial data.

Opening your VIABUY account is fast and easy. Simply enter your data, verify your mobile phone number and your card will be personalised and shipped the next business day.

•No bank account required, no credit check
•No proof of income, no salary slips
•Online verification with nearly 100% acceptance rate for EU residents
•Premium card design with no difference to conventional credit cards

Whether you are looking for an alternative to a traditional bank account or credit card, want to safeguard your personal bank details with a separate payment card, or just aim for managing personal budgets – VIABUY comes with a lot of benefits and uses:

•Manage your finances without hassle and without borders.
•Shop online and pay worldwide at over 40 million merchants accepting Mastercard – always monitoring your spending with our instant notifications.
•Manage your money on the go using secure in-app data access with authentication via password or fingerprint.
•Load your account via domestic/SEPA bank transfer or choose one of many alternative payment methods incl. instant loading options.
•Load and pay 100% secure – we’ve got you covered with zero liability in case of card fraud.
•Use VIABUY as a fully-functional account for receiving your salary, with an account-specific IBAN for SEPA transfers.
•Minimise the risk of losing cash while traveling or studying abroad by loading the VIABUY account safely and securely from the app.
•Plan your travel budget in advance and take advantage of favorable exchange rates and secure online bookings.
•Play online games and pay discreetly, assured in the knowledge that you are protected from abuse.
•Stop worrying about overspending, credit fees or debt culture – your prepaid account comes without any form of loan or credit.
•Send money from VIABUY account to VIABUY account in real-time and for free.
•In case of any questions our email and phone support service is available, in addition to our customer self-service.

Download your VIABUY app today and make sure to keep your personal finances at your own fingertips.



Who we are

VIABUY, a brand of Crosscard S.A., is one of Europe's most popular consumer prepaid card solutions. As a fast-growing European fintech, Crosscard offers innovative e-money and payment card solutions for customers and businesses. With an e-money account including assigned IBAN for incoming and outgoing bank transfers, online banking features and an acceptance rate of nearly 100% for EU residents, VIABUY is not only a well-established prepaid card solution but a real bank account and credit card alternative for unbanked people and consumers with bad credit history, too.

© Dock Financial S.A. All rights reserved. Dock Financial S.A., 110, route d'Arlon, L-1150 Luxembourg, Luxembourg. Dock Financial S.A. is authorised for the issuing of electronic money by the Commission de Surveillance du Secteur Financier (CSSF), Luxembourg (B215831). VIABUY® is a registered trademark of Dock Financial S.A. VIABUY Mastercard prepaid credit cards are issued by Dock Financial S.A. pursuant to license by Mastercard International Incorporated. Mastercard® and the Mastercard symbol are registered trademarks of Mastercard International Incorporated.
Updated on
Nov 14, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

3.5
2.19K reviews
Jessica Galvez
February 18, 2024
Not even deserve 1 star. I really need to pay the 100 plus euros even if I dont want it anymore I really need to pay the card and I did it because I am afraid that my depth will get higher but as soon as I paid it I cannot even activate my card. My question is "VIABUY WHY ARE YOU GUYS MAKING IT HARD FOR US WHEN YOU CAN MAKE IT SIMPLE? WE PAY ANYWAY) can you please make it easy, or else I want my money back because this is useless.
1 person found this review helpful
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Dock Financial
February 19, 2024
Hi Jessica! Thank you for your review. We always aim to deliver a great service and would like to discuss your experience in more detail. Please contact us via email at service@viabuy.com.
Irabor Benard
November 30, 2023
This is the worst online banking app I have seen, firstly they collected about 80 euros from me after I received the card, meanwhile crediting the account is almost impossible, finally I received money with the viabuy account, all of a sudden the account was blocked, my money was held for about 2 months plus, and finally today the Money was sent back to the sender, but my 80 euros wasn't refunded, please run away from this viabuy don't even think about it
1 person found this review helpful
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Dock Financial
December 1, 2023
Hallo Benard! Als reguliertes Finanzdienstleistungsinstitut hat Sicherheit für uns die höchste Priorität. Daher möchten wir Sie bitten, sich mit unserem Kundenservice in Verbindung zu setzen, um Ihren Fall zu besprechen. Unser Team beantwortet gerne alle Ihre Fragen.
muvid Kasianto
December 18, 2023
Needs to be repaired again. My old Viabuy can't be opened anymore. Meanwhile, there is still money left in my old viabuy. So I downloaded the new viabuy again, and asked to transfer all my remaining balance from the old viabuy to the new one but it didn't work. If you use viabuy, it's better not to put a lot of money if you don't want to lose your money.
1 person found this review helpful
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Dock Financial
December 19, 2023
Hi! Thank you very much for your feedback. We would appreciate the opportunity to discuss with you your experience. Please feel free to contact us at your earliest convenience. We can be reached by email at service@viabuy.com, Monday through Friday from 8 am to 5 pm CET. We look forward to hearing from you.