One - Mobile Banking
4.6star
33.7K reviews
1M+
Downloads
Everyone
info
About this app
One is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to $250,000 per depositor. One card is issued by Coastal Community Bank pursuant to licensing by MastercardĀ® International.
Join the millions of customers banking through One.
Debit Rewards, early pay, high-yield Savings.
EARN UP TO 5% CASH BACK ON SELECT BRANDSā
Cash back can be earned through the One Rewards Program. See the One app for individual offer requirements. Terms apply.
3% CASH BACK AT WALMARTā”
With eligible deposits, up to $50 every year.
To receive 3% cash back, eligible customers (at the time their purchase settles) must (a) have received $500 or more of eligible direct deposits in the previous month, or (b) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms Apply.
SEND MONEY TO ANYONE ā EASILYĀ§
Send and receive money in seconds with One to One. Just search, select, and pay anyone.
Money sent through One to One can only be transferred to a One Deposit Account. If the recipient does not have an account, they must open one within 10 days of money being sent or it will be returned to the sender.
EARLY PAYŹ
Get paid up to 2 days early with direct deposit.
Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
5.00% APY ON SAVINGSĪ
With eligible deposits up to $250,000. Plus, receive 1.00% APY on the rest of your Savings balances.
5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.āØ
APYs are as of 9/28/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.
Ā© Copyright 2024 One Finance, Inc. All third party products, names, logos, and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation, or endorsement. Additional terms may apply. To see full account and promotion terms and conditions, visit www.one.app/terms or call (855) 830-6200.
Address:
P.O. BOX 513717
Los Angeles, CA 90051
Join the millions of customers banking through One.
Debit Rewards, early pay, high-yield Savings.
EARN UP TO 5% CASH BACK ON SELECT BRANDSā
Cash back can be earned through the One Rewards Program. See the One app for individual offer requirements. Terms apply.
3% CASH BACK AT WALMARTā”
With eligible deposits, up to $50 every year.
To receive 3% cash back, eligible customers (at the time their purchase settles) must (a) have received $500 or more of eligible direct deposits in the previous month, or (b) have a total account balance of $5,000 or more. 3% cash back is limited to up to $50 per year and applies only to purchases made at U.S. Walmart locations and on Walmart.com. This promotion may not be combined with other One promotions that offer cash back on purchases at Walmart. Terms Apply.
SEND MONEY TO ANYONE ā EASILYĀ§
Send and receive money in seconds with One to One. Just search, select, and pay anyone.
Money sent through One to One can only be transferred to a One Deposit Account. If the recipient does not have an account, they must open one within 10 days of money being sent or it will be returned to the sender.
EARLY PAYŹ
Get paid up to 2 days early with direct deposit.
Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
5.00% APY ON SAVINGSĪ
With eligible deposits up to $250,000. Plus, receive 1.00% APY on the rest of your Savings balances.
5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and ONE@Work Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.āØ
APYs are as of 9/28/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.
Ā© Copyright 2024 One Finance, Inc. All third party products, names, logos, and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation, or endorsement. Additional terms may apply. To see full account and promotion terms and conditions, visit www.one.app/terms or call (855) 830-6200.
Address:
P.O. BOX 513717
Los Angeles, CA 90051
Updated on
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Ratings and reviews
4.6
33.1K reviews
Eric Adkins
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April 20, 2024
Thank you ONE for making banking "simple." I was tired of paying fees by big and classic banks, and you have changed the way I bank forever. I have been a customer since 2021 when ONE first began, and I am continuously amazed by the fantastic upgrades and features made. The mobile app is not only simple, but, easy to navigate and use for everyday banking. The improvements have been nice, and customer care has been amazing as well. ONE is the best! š
45 people found this review helpful
ONE Finance, Inc.
April 20, 2024
Thanks so much for your review and for being a part of One!š
Gio Cirillo
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February 25, 2024
The new redesign is ok. It takes a few too many taps to get from the front page to being able to view debit/savings and actually do the things the app was built to do. I hate it when big UI updates are rolled out unexpectedly and it's especially jarring when it's something as personal and vital as banking. It makes me fear that policy changes will also be made very suddenly.
335 people found this review helpful
ONE Finance, Inc.
February 25, 2024
Thank you for your feedback! We are actively collecting all feedback regarding our recent updates from our customers. Rest assured that your input is being shared and heard by our team. Please reach out to us at socialsupport@one.app if we can assist with anything at all. We're here to help!
Samuel Diaz
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February 27, 2024
Wasn't going to review but the app has become terrible. Stays stuck on loading upon opening the app. I've Uninstalled and reinstalled a couple of times but doesn't fix. All of this started since the latest update. Nothing more disappointing than not being able to check your checking and savings. Not to mention being scammed recently and the dispute being closed within a day after an unauthorized withdrawal and obviously was not in my favor. No number to call, only a "chat". Going back to a bank.
282 people found this review helpful
ONE Finance, Inc.
February 28, 2024
Sincerest apologies. Can you please reach out to us at socialsupport@one.app? We'd like to look into this for you. also you can get in touch with us on āļø (855) 830-6200 (9AM - 9PM ET, 7 days a week) / Chat available in app 24/7, so we can look into this for you.
