4.8
3.81K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Boost your credit score fast with Ava, your simple and effective credit-building app. See improvements in as little as two weeks, making a 750+ credit score more attainable.

Why Ava, you ask?

Quick Results: 70% of our members improve their credit score within the first two weeks. Stick to those on-time payments, and you might just get a 100+ point boost in three months!

Easy Setup: You'll be up and running in less time than it takes to make a cup of coffee - less than 5 minutes!.

Transparent Pricing: Starting at just $6/month for the annual plan, Ava offers a simple, affordable route to better credit.

With Ava, you can expect:
- No hidden fees
- 0% interest
- Instant approval with no credit check
- 0 deposit/collateral required

Included in our simple pricing are:

CREDIT BUILDER CARD:
Ava’s Credit Builder Card allows you to pay for over 40 online subscriptions and bills like Netflix and Verizon, while also lowering your credit utilization. NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account.

We help you keep a low card utilization with a spend limit to positively impact your score. When you make on-time payments we report your positive behavior to all three credit bureaus within 48 hours.

CREDIT BUILDING ACCOUNT:
Ava’s Save and Build credit account helps you save money AND improve your credit score at the same time. Boost your score by adding an additional credit line to your report and increasing the frequency of on-time payments. Start by putting away $25/month in your own Save and Build account and get ALL the money you saved after 12 months of on time payments. Absolutely NO interest or fees. You keep every dollar you save!

MONTHLY FREE CREDIT REPORT
Stay on top of your credit score with free credit reports in the app and watch as your score improves. Discover insights and suggestions in your report that make it easy to understand credit factors, like credit utilization and percentage of on-time payments.

DEDICATED CUSTOMER SUPPORT
Require assistance or have inquiries? Our dedicated support team is here to help. Contact us at support@meetava.com.

Ava makes credit building easy. What you see is what you get – no hidden fees, zero interest, and a promise that we've got your back. We make sure we win only when you win. A better credit score and thousands in savings are just a few taps away.
Updated on
Apr 22, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App activity and 2 others
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
3.67K reviews
Rohit Goswami
March 28, 2024
Charged more than the advertised price. Support says this is algorithmic and can't be changed. They don't have an option to cancel and keep the membership for as long as you paid (1 year). Can't use the virtual card for Netflix because it doesn't support 3DS. Utter waste of 84$. The only way to get it reporting is to sign up for another subscription, ICloud+ is 1$/month. Edit: excess charge was refunded, updated to 3 stars, hoping to see this report soon
9 people found this review helpful
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Johnnie Johnson
February 8, 2024
Got 2 stars because I feel like like some very important things are left out before you pay $9 a month. 1. If you get approved for the $2500, you only get access to $25 of it to start. There doesn't appear to be some timeline for what is unlocked and how long to the next amount or what you need to do for it. 2. You can only use the credit for an approved list of "recurring subscription" companies, although there are a few cable and cell phone companies listed. Everything else will be denied.
30 people found this review helpful
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AJK
March 24, 2024
03/23/24 New UI and font size look way better. Amazing update! This app provides two very legitimate trade lines to "all 3 credit bureaus". This is not a quick one month fix for people who have bad credit. The customer service will respond, but they are not necessarily fast. I think if people use this app correctly, it does provide good mix of credit, payment history and good score improvements over time. I definitely recommend this to anyone looking to improve their credit over time.
6 people found this review helpful
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Ava Finance, Inc.
June 7, 2023
It is delightful to hear such positive words and it’s always a pleasure to serve our users.