Marcus by Goldman Sachs®

4.4
11.4K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Marcus by Goldman Sachs offers personal finance tools to help you save, borrow, and invest. Grow your money with a high-yield Online Savings Account, high-yield CDs and No-Penalty CDs. Automate your investing with Marcus Invest. And you can connect thousands of financial institutions to Marcus Insights -- free tools and trackers that help you organize and optimize your finances.

GROW AND MANAGE YOUR SAVINGS
Grow your money on the go with our high-yield Online Savings Account and Certificates of Deposit.
-Earn a competitive rate on our Online Savings Accounts, No-Penalty CDs and high-yield CDs
-No minimum deposit to open an Online Savings Account
-FDIC-Insured

AUTOMATE YOUR INVESTING
Marcus Invest helps take on some of the work of investing. Our managed portfolios of ETFs are designed to keep costs low and optimized to help balance risk and returns. Plus, you can customize your investing approach by selecting one of our Goldman Sachs investment strategies.
-Get a managed portfolio recommended for your risk level and investment goals
-Portfolios built to include low-cost ETFs that have been vetted by Goldman Sachs professionals
-Open your investment or retirement account with as little as $1,000

EARN REWARDS TOWARD A GM VEHICLE
With a GM Rewards Card, you can earn toward a GM vehicle.
-Apply for the My GM Rewards Card, GM Business Card or GM Extended Family Card
-Earn on your everyday purchases

OPTIMIZE YOUR FINANCES WITH HELP FROM MARCUS INSIGHTS
Our free smart tools and trackers are designed to help you see your money clearly and make empowered financial decisions. Marcus Insights is free to use even if you’re not already a Marcus customer.
-Link external accounts to see and track your finances in one place
-Explore your spending breakdown by category
-Visualize your cash flow

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2024 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Brokerage and investment advisory services offered by Marcus Invest are provided by GS&Co., which is an SEC registered broker-dealer and investment adviser, and member FINRA (https://www.finra.org) & SIPC (https://www.sipc.org). Research our firm at FINRA's BrokerCheck (https://brokercheck.finra.org/). Custody and clearing services are provided by Apex Clearing Corporation, a registered broker-dealer and member FINRA/SIPC. Please consider your objectives before investing. Any information provided prior to opening a Marcus Invest account is on the basis that it will not constitute investment advice and that GS&Co. is not a fiduciary to any person by reason of providing such information. For more information about Marcus Invest offerings, visit our Full Disclosures (https://www.marcus.com/us/en/disclosure/invest-disclosures).

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, go to mygmrewardscard.com.
Investment products are:
∙ NOT FDIC INSURED
∙ NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA
∙ SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

© 2024 The Goldman Sachs Group, Inc. All rights reserved.
Updated on
Jan 31, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
11.1K reviews
Dean Carpenter
January 4, 2024
The Good: Simplistic design and extremely easy to navigate around. They don't throw a ton of information at you, and that's fine. The bad: Everytime I open the app and get the biometrics prompt, I'm getting a popup "Marcus has stopped" and have to manually close the dialog. Also, there's a long delay (multiple seconds) between when I successfully login and the loading indicator, which makes me think nothing is happening. Suggestion is to immediately show the loading after a successful login.
21 people found this review helpful
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Goldman Sachs
January 8, 2024
Thank you for sharing your experience with us, Dean. Please know that we strive to provide a great experience to all of our customers, and your feedback will be passed along to the right team.
Victoria Thompson
January 29, 2024
This app is terrible. I always have an issue Everytime I log in. There is always an issue logging in. I have to do it multiple times because I get kicked out or have to restart the app. Then the other issues are, once I'm logged the screens take forever or don't load. At that point I have to restart or get kicked out of the app. I never have a smooth experience with this app. I wouldn't recommend this app to anyone. It's better to just log in online.
14 people found this review helpful
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Goldman Sachs
February 1, 2024
We appreciate your feedback, and we're sorry for any difficulty you're having. Please know that we strive to provide a great experience to all of our customers, and we'll be sure to get this over to the right team. Thank you.
Trey R
December 1, 2023
It amazes me that a company with the resources that Goldman Sachs has cannot do a better job with app development. I am fine with the app being simplistic as long as it works. Out of over 100 apps on my phone, the Marcus app is by far the most troublesome. Biometric access constantly disappears for no reason, leaving me to reset it at least monthly. The neverending log-in spiral frequently returns. And yes, I'm running the latest version of the app along with the latest Android release.
54 people found this review helpful
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Goldman Sachs
December 5, 2023
Hello, Trey. We apologize for the inconvenience. This was a known issue that has now been fixed. Please try re-installing the app, and let us know if you continue to have trouble. Visit marcus.com/contact to find out how to get in touch.

What's new

Our latest release includes minor bug fixes and performance improvements. We’re always working to make the Marcus app better for you. Enjoying the Marcus app? We’d love to hear about it! Please consider leaving us a rating or review.