myWisely: Mobile Banking

4.3
23.1K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Download the myWisely app(8) now to start making the most of your money, like getting paid up to 2 days early(1), saving(10) for what you love, and dropping the hidden fees(12). Wisely also moves with you even when you switch jobs(4).

LEAVE HIDDEN FEES BEHIND(12)
No hidden fees(12). No overdraft fees(9) No minimum balance requirements sneaking up on you.

GET PAID UP TO 2 DAYS EARLY(1)
Life doesn’t always wait until payday. With Wisely, you could get access to your pay up to 2 days early(1) at no cost(2) to you.

SHOP AND PAY BILLS(6)
In store, online, in-app(8) or by phone everywhere Visa® Debit cards are accepted or where Debit Mastercard® is accepted.

GROW YOUR SAVINGS(10)
Save at your own pace and make savings automatic(10) so you do not have to think about it.

(1) You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(2) While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
(4) If you have a Wisely Pay or Wisely Cash card (see back of your card), this feature requires an upgrade which may not be available to all cardholders.
(5)The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.
(6)The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
(7) Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees and conditions at: Ingomoney.com/termsconditions.html
(8) Standard message and data rates may apply.
(9) Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.
(10) Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.
(12) To view applicable fees, please log in to the myWisely app or mywisely.com to see your card- holder agreement and list of all fees for more information.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.
Updated on
Oct 10, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
22.8K reviews
Jordan Lindsey
April 4, 2024
It's just like any other app. It has a savings section where you can move money from your checking account to your savings area to keep it from being taken from anything that may charge the card. It allows you to turn on and off the card which is good. The reason I am giving this to stars is because there is no refresh. I want to be able to swipe down on the main screen and refresh instead of having to log all the way out or close the app and then reopen the app. There needs to be a refresh.
5 people found this review helpful
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Ben Lovell
December 27, 2022
I'm constantly having problems with the record of my transactions disappearing. They will show the day they happen, either paying for something, or recieving payment, but soon they will disappear. They eventually show back up again but sometimes this can take days. The transactions are always correct just the record of the transactions is the problem. Also, their is plenty of other problems with crashes, loading screens that never end, and having to login multiple times.
55 people found this review helpful
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ADP, INC.
December 28, 2022
Please contact the service team at the number on the back of the card to discuss. JC
John Zimmerer
October 22, 2021
Very poor. I used to love the app. But as of late it has been nothing but a pain. The app never loads. Ive updated it and even uninstalled it and still nothing. I'm lucky if the log in page loads. If i manage to get that far im really lucky bc then it just stops working. I can never see my account balance. If i wanna know the balance i have to call the number on the back of my card and thats annoying because of the 5 million steps you have to go through. I miss the older version that worked.
112 people found this review helpful
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What's new

We've refreshed Wisely to make your life easier. We're continuing to optimize your myWisely experience with bug fixes and improvements.