Zolve - Global Banking

4.1
1.09K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Say hello to Zolve - the all-in-one financial app designed to simplify
banking
and transform the way students moving to the US manage their
finances in the US.
As a student, stay on top of your accounts with our intuitive interface that allows you to make & track transactions effortlessly, access a US bank account and high-limit credit cards, and save for your financial goals.
Our offerings
🏦1US Bank Account
Open a US checking account completely online from whenever you are- Just with
your SSN/Passport/ITIN.
- No Minimum Balance required
- Withdraw Cash anytime with a 60,000+ ATM network across America
- FDIC insurance up to $250K through our partner bank
💳1Credit Cards
Choose from a range of new-age credit cards for students and working
professionals, that work for you and your money
💸1High-limit Credit Cards with limit up to $10,000
- No US credit history required
- No Security Deposit
- Earn up to 10x cashback at 7,000+ brands & outlets
🌍International Money Transfers
Send love, not fees. Transfer money to anyone, anywhere in the world- better rates,
faster speed
- Faster and Cheaper than most
- Secure transactions
- Track your money
📚3Education Loans - Get a student education loan on your terms -
One application, best-in-class providers to choose from & great interest rates.
🚗3Auto Loans - Apply for affordable auto-loan, 1% exclusive
discount on APR, no SSN required as a student, no US Credit Score required, No
co-signer required, 100% digital application.
3Personal Loans
Lending Partner
Upstart Network, Inc (Upstart)
The loan repayment period varies from 36 months to 60 months.
Minimum APR is 4.9%. Maximum APR is 35.99%.
The APR is the effective annual rate that the user will incur after
accounting for both the origination fee and the interest rate.
Example
Loan Amount: $10,000
Interest Rate: 21.58 % p.a.
Tenure: 60 months
Origination Fee: 9.84%
APR: 26.82%
Monthly Instalment Amount: $275
Total Payable in 60 months: $16,500
Total Interest: $6,500
For queries & support, please reach out to hello@zolve.com
❤️‍🩹4Health Insurance - No hidden fees, affordable plans, and
personalized health coverage for students moving to the US. Buy with or without an SSN
🏡4Renters Insurance - Buy renters insurance plans starting at
$5/month with or without an SSN. Instant policy issuance. Start using it when you land in the US.
🐶4Pet Insurance - Save up to 90% on vet bills. Personalized, fast,
and easy. Instant policy issuance, powered by Fletch.
You are always in control of your account with a tap on the app, and you can freeze/unfreeze your card within seconds.
Apply for a US Bank Account & High-limit Credit Card.
Follow us on:
Website: www.zolve.com
Instagram: https://www.instagram.com/zolve_official/
Facebook: https://www.facebook.com/zolveofficial/
LinkedIn: https://www.linkedin.com/company/zolve-official/
YouTube: https://www.youtube.com/channel/UCxxRu5yen4ypp-dx-kXQ0zA
Twitter: https://twitter.com/zolve_official
1. Zolve Innovations Inc is a financial technology company, not a bank or a lender. All the banking services are provided by our partnering banks, Community Federal Savings Bank, Woodhaven NY or The Bank of Missouri, Perryville MO Members FDIC, pursuant to license from Mastercard and may be used everywhere Mastercard debit or credit cards are accepted. Deposits are subject to FDIC insurance up to $250,000, legally permissible limit.
2. Education Loan, Auto-Loan and Personal Loan: Zolve is not a loan or lending service provider. All the lending services are provided by third party lenders.
3. Insurance: Zolve is not an insurance service provider or a broker. Third party insurance service providers provide all insurance services. NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY FEDERAL GOVERNMENT AGENCY. NOT
GUARANTEED BY PARTNER BANKS. MAY GO DOWN IN VALUE.
Updated on
Apr 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
1.08K reviews
Utkarsh Patnaik
April 10, 2024
Okay for the initial few weeks in the US, but NOT worth it long-term. 👍Good: Helps get a credit card to start US credit history. Alternative - Nova credit 👎Bad: * Money transfers are a pain. They will apply random transfer limits to prevent you from taking out your money. * Zolve is clueless about US Tax reg. * Outdated ATM list * Incompetent customer care * No Plaid integration Bottom Line: Look for a regular US bank instead. You'll get better features, ATM access, tax support.
2 people found this review helpful
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Mounika Sangana
December 23, 2023
I don't recommend it. They say immediate account opening and card activation but that's not the case. It's been 20 days since I applied for account and credit card and they offered credit limit as well. However account wasn't opened yet let alone credit card. Customer service is of no use they kept saying that my application is on wait list and not sure about the timeline either. We can't reach out to them via phone or call service and the chat service in app is worst. It doesn't work.
16 people found this review helpful
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Abhijit Nerurkar
December 3, 2023
Better Options Available Easily I applied for the credit card, but even after two months or more, the application was not processed. In the meantime got the credit cards from other better institutions. For the secured card and the amount of personal data you share, I really won't recommend this to anyone. Much better options are available easily. Very bad service, not reliable at all.
12 people found this review helpful
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What's new

What's new?

Pay credit card bill smarter & faster now on the Zolve app!

Here's what we added -
Dynamic guidance to let you choose the best payment method.
Now know fees & processing times up-front.
Bug fixes for a smoother performance.

Update the Zolve now & experience the difference!

P.S. Rate & review the app!