Spot Money | Mobile Payments

4.3
1.56K reviews
100K+
Downloads
Content rating
Rated for 3+
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About this app

Get ready to supercharge your money with Spot! Spend, get paid & get rewarded all in one app.

💸 Easy Payments with $moneytag
Share your $moneytag to get paid without sharing any of your personal details! Getting you paid faster than sending a WhatsApp.
Or go old-school - share your account details, and pay like a pro – EFT, Scan-to-pay, Tap-to-pay, or instant payments between Spot users, we got ya covered!

🤑 Earn while you shop & stay connected
Get up to 10% back in free Airtime Rewards when you spend with a Spot debit card or in the app. Never pay for airtime again!

💳 Go global with a debit card
Rest easy, your transactions are secured by Mastercard's top-notch security.

💪 No sneaky transaction fees – we keep straightforward.
Spend with the Spot app or debit card without extra charges.

🤝 Tired of splitting expenses? Our Shared Accounts make it super easy to share costs with up to 10 family and friends.

🙌 Say goodbye to monthly account fees – we believe in free banking.
With Spot, enjoy up to 8 free transactional accounts, all 100% free.

🇿🇦 All South African Banks Welcome
Breakups can be hard, so no need to leave your old bank. We play nice with all South African banks. We're cool like that.

And there's more to explore! Spot Money is your gateway to hassle-free financial management. It's brought to you by Spot Money SA (Pty) Ltd in association with Bidvest Bank Ltd, an authorized FSP and credit provider.
Updated on
May 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
1.54K reviews
eddie chihwai
March 14, 2024
I am impressed with the overall service. Customer assistance is awesome!! The app could use some improvements but it's not too bad. Can you please introduce a feature to rename linked bank cards from other banks? When you have multiple cards linked, it is difficult to recognize the cards. there's just a partial card number displayed and I have to double check with the physical card before doing any transfers.
26 people found this review helpful
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Spot Money
April 1, 2024
Hi Eddie, thank you for your rating and positive feedback🙌 That is a great idea! We'll certainly pass on this to our Developers as a feature request. Please share your experience with your friends and family so that they too can simplify their day-to-day money transactions. If you need help with anything, reach out to us via chat or Email.
David de Caires e Freitas
February 8, 2023
Does the job, money can go in and money can go out. I've tried it. Maybe a bit too menu'ish, not a clear overview of balances, but that's typical for a new product created by those who built it from scratch and didn't think of the user experience but rather developer standards that they are accustomed to. Also, make it clearer how much money I can take out because it kept stopping because of some fee money for transferring out that had to be reserved but it wasn't transparent the fee
345 people found this review helpful
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Spot Money
February 9, 2023
Hi David, thank you for your rating and your feedback is noted🙌 I think having the fees and limits in the App is a great idea, I'll pass on this suggestion to our Development Team. In the meantime, you can view our fees and limits on our website - https://spotmoney.com/fees/. If you need help with anything, reach out to us at help@spotmoney.com.
Lere Tsele
May 12, 2024
The app is nice but I think a pop up notification when I receive a payment would be more nice. I want to get my statement but I don't see where I should click
1 person found this review helpful
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Spot Money
May 14, 2024
Hi Lere, you will see a pop-up notification for your transactions and view them in your History tab, but you will receive an email for EFT payments. Our developers are working on providing our very own statements but for now, we can send you a list of all your transactions. Please email us at help@spotmoney.com.

What's new

- Bug fixes
- Users are now able to easily share their 1Voucher tokens