CosyCredit

4.4
1.45K reviews
100K+
Downloads
Content rating
Rated for 3+
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About this app

CosyCredit is a convenient and reliable way to access money when you need it.

What do you need to apply?
1) A Ghana Card
2) A mobile money account registered in your own name
3) We accept MTN&Airtel&Vodafone mobile money wallets
4) Be a citizen of Ghana, over 18 years of age

How to Apply?
① Download the app and fill in your details only once.
② Use your personal information to register,Apply in few minutes
③ If approved, Receive your loan straight into your mobile money account

The CosyCredit app lets you apply for credit on the go . If your loans are approved,you will receive your mobile loan fastly.
Customers can apply from GHS100 to GHS10,000 ; ranging from 91 days to 365 days.
Eligibility:
1. Citizens of Ghana
2. 18-65 years old
3. Loan sums from GHS100 to GHS10,000
4. APR:12% - 24%.
For example, for a 365 day loan with principal of GHS1000; the APR is 20% .
All the important points for the loan in details:
Loan sum (principal): GHS1000
Total interest: GHS1,000*20%=200
Total repayment: GHS1000+GHS1,000*20%=GHS1,200
Total repayment Duration: 365 days

Contact Us :
We’re always happy to hear from you! If you have any feedback, questions, or concerns, please e-mail us at support@cosycredit-gh.com
Address: 56AR+6CW, Damongo, Ghana
Updated on
Mar 25, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
1.43K reviews
Mz tynah
May 12, 2024
I requested for a loan, paid for the loan just yesterday, and I still have other debts to pay. I don't understand. I'm not the type that wouldn't pay off my debt. I don't want my name to be published, when I've settled my debts. I'm confused as to how your payments is done. Kindly explain why, else I'm uninstalling the app.
13 people found this review helpful
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Hlf Academy
April 29, 2024
These criminals loan you money with high interest. Along the line they call you and convince you to pay it off and re apply for better credit terms and higher amounts. Once you send them tbe money including the interest rates charged they refuse to grant you a new loan and never responds to your calls. U can't reach them on any phone unless they call or text u and are so mean on phone. This is a client who hasn't ever defaulted repayment to them.
43 people found this review helpful
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Fizzy Josh
April 18, 2024
Easy to fill out your details and fast disbursement. The only issue is the interest rate on the first loan amount was quite reasonable as to compared to the other which is way higher. If something can be done about it, it would be better.
241 people found this review helpful
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