JoyCrédito - Cash Rápido Facil

4.6
87.6K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Get an urgent loan online WITHOUT a bureau! Immediate approval and disbursement. Simple and uncomplicated process! No paperwork, no advances, and no guarantee. Safe and easy! Don't wait any longer, get your credit right now!

About financing loans:
-You can request from $800.00 to $18,000.00 pesos.
-The term of the loans is 91 to 365 days.
-Commission: 8% ~18% of the total loan
-Interest: 0.01% ~ 0.1% per day (Annual interest rate 3.6% ~ 36%)
-VAT: 16% of commission and interest
-CAT: 270% ~ 540%

For example:
If you request a loan of $800.00 pesos for 91 days, 3 monthly installments, only $319.00 pesos per month. The total amount to pay would be only $958.00 pesos. This means that you would pay only $72.8 pesos in interest (800*0.1%*91=72.8), a commission of $64.00 pesos (800*8%=64), VAT of $21.89 pesos ((interest72.8+commission 64)*16% =21.89) and CAT of 274.4%.

To obtain your loan follow these steps:
1. Request your loan in the JoyCrédito app.
2. Wait for loan approval.
3. Receive your loan in the bank account.
4. Make your payments online through SPEI or physically in OXXO stores.

Eligibility:
- Be a Mexican citizen with a valid INE/IFE
- Being over 18 years
- Have a bank account (CLABE or debit card number)

🔐Privacy
At JoyCredito, the security of your information is our top priority. We implement rigorous data verification and protection procedures, ensuring that we will never share your data with third parties without your consent. We recommend that you review our Privacy Notice at the following link to be informed of any future modifications (https://joycredito.cc/#!/privacidad). If you have any questions about our Privacy Notice, do not hesitate to contact our customer service team via phone call, email or WhatsApp.

JoyCrédito, your loan assistant for daily consumption, entertainment, travel, etc., and protecting your privacy is our top priority!

💌Contact us:
📞 Calls: 5585265563
💬WhatsApp: 5566321037
📮Email: help@joycredito.cc
🌎Website: https://joycredito.cc/
🕗Open hours: Monday – Saturday 9:30-18:30
📌Address: Periferico de la Juventud 1688, 31250 Chihuahua, Chihuahua, Mexico
Updated on
Mar 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
87.5K reviews
Rene Palacio
May 5, 2024
Excellent fast and easy service
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josue Montalvo
April 28, 2024
Don't trust it they will give you a crédito with out your accepting and and the interest are super high
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JoyCredito
April 30, 2024
Saludos. Lamentamos que haya confirmado accidentalmente un préstamo.Si decide no aceptarlo, le recomendamos que se ponga en contacto con nosotros lo antes posible antes de que los fondos se depositen en su cuenta. Si aún tiene dudas puede enviar un mensaje personal al correo electrónico.
amaury zaragoza
March 26, 2024
Fast, clear. It's take you out in a emergency
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What's new

1. La nueva versión optimiza la función de la aplicación y es más fácil de utilizar y entender;
2. Para que te mereces un mejor crédito, rediseñamos al 100% nuestra aplicación para brindarte una mejor experiencia en tu préstamo;
3. Descarga y actualiza la aplicación para solicitar un préstamo inmediatamente.
4, ¡Invita a tus amigos!