3.9
6.12K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Timiza haina story mingi.

Do your banking at the touch of a button with Timiza from Absa Bank Kenya!

With Timiza you can bank from your phone, whether you want to get an instant loan, transfer funds, pay bills or purchase an insurance cover. But that’s not all, if registered for Timiza, you can also save and earn returns with our Zidisha savings account.
Get started with Timiza:
• Open an Account instantly.
• Save and earn rewards with Timiza Savings.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.
• Pay bills via Till and pay bill accounts on Timiza
• Withdraw funds via all Absa ATMs.
What are the requirements for a customer to have a Timiza Account?
• Be a registered Safaricom Subscriber.
• Be a registered Safaricom M-PESA customer.
• Have an active Safaricom M-PESA account/line.
• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.
Timiza Tariff and Guides
Please refer to the Timiza Tariff and frequently asked questions on the link below:

https://www.absabank.co.ke/personal/ways-to-bank/timiza/

Who is eligible for a Timiza Loan?
In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. You will also need to have a good rating at the Credit Reference Bureau [CRB] and by Safaricom on Okoa Jahazi.
What are the features of the Timiza Loan?
• If you qualify, your loan limit will be displayed when you log in to your Timiza account
and you can borrow.
• Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee
of 5% of the amount borrowed for a term of 30 days.
• Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The
Customer will access the funds by withdrawing from Timiza to M-PESA
• To grow your loan limit:
o Increase activity on your TIMIZA Account by transacting on other services
offered on Timiza. For example, Deposit cash, Purchase airtime, Pay your utility
bills, Subscribe to Insurance.
o Open and Increase savings on your Zidisha savings account on Timiza
o Increase usage of M-PESA services
Absa Bank Kenya Plc is regulated by the Central Bank of Kenya.
Updated on
Feb 5, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Messages, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
6.07K reviews
Emmanuel Mutisya (Elflin Emmanuel M)
August 23, 2021
A couple of bugs to be fixed before the app is perfect. The loading times are unacceptable. Links take a second or two to respond, and for those of us who use gesture controls, closing the app is abysmal! Also noticed that zidisha withdrawals now require 24hrs in order for the request to be fulfilled!? Nevertheless, I like the addition of lipa na Mpesa and finger print authentication.
1,975 people found this review helpful
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Absa Group Limited.
September 16, 2021
We are pleased that you enjoyed the app. If there is anything we can do for you so as you can give us a 5 star, just let us know at on our customer care line on 254 709213000 .Have a wonderful day!
Robert Kims
March 31, 2022
After installing the app followed by keying in my password, I was redirected to fill in some security questions. When done with the process, I decide to click the button 'Register'. Thereafter, it clears all the details I had registered and the page appears over again. I tried to fill up the fields severally until I got fed up. Please help.
929 people found this review helpful
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Absa Group Limited.
April 1, 2022
Hi, Could you please uninstall the app and try install it again. Make sure that your phone has ample storage space. You can also access Timiza by dialing *848# and proceed with the same pin you use on the app. Please call us on 0709213000 or write us on Timiza.KE@absa.africa if the issue persists
Abdulrahman Abubakar
March 28, 2024
Your app doesn't work anymore. It has a bug and keeps crushing when you open it. Kindly tell your developers to look into this. It used to be a smooth easy app then suddenly it dead. Doesn't open even after unistalling and red installing.
18 people found this review helpful
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Absa Group Limited.
April 4, 2024
We are sorry that you are having issues with the app.Could you please try and unistall and install the app once again.Also delete all cache from google.You can also access Timiza by dialing *848#.Ensure you have enough airtime.If nothing works,kindly call us on 0709213000 or write us through Timiza.KE@absa.africa to assist further.

What's new

Bugs and fixes.