Wio Personal

4.6
1.66K reviews
100K+
Downloads
Content rating
PEGI 3
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About this app

• Open your Wio Personal account in minutes. Save, spend, borrow, manage and invest your money - all in one place.
• Spend like a local, globally, with free AED, USD, EUR, and GBP accounts.
• Travel smart with your Wio card. Pay no foreign exchange fees and earn 1% cashback on your multi-currency transactions!
• Earn up to 5.5% p.a. interest on Savings when you sign up to Wio Personal ‘Plus’ Plan.
• Get a Wio card that you can use instantly online and add it to Apple Pay or Google Pay. Order your physical card anytime.
• Create Virtual cards in the design you prefer and set up a spending limits for secure online shopping or in-store.
• Get rewards that grow with up to 2% cashback on all your spends.
• Choose how to receive cashback: to current account, saving space or in stocks you’ve selected.
• Access thousands of stocks & ETFs and start investing with only $1 in the same app.
• Enjoy instant IPO application when UAE companies go public and increase your allocation of shares with up to 5x leverage.
• Transfer money to over 100 countries. Enjoy instant currency exchange at highly attractive rates.
• Enjoy controls that make you feel secure. Choose where and how you spend your money and strong encryption features.
Updated on
May 23, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App info and performance, and Device or other IDs
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
1.62K reviews
prasanna venkatesh
January 4, 2024
I have recently opened an account and transferred it into the account. Yesterday, I tried to do an international from the app. The app asked me to register the address, but it was not accepting even though I didn't commit any error. The app would not allow me to proceed to the next step of transfer without inputing the address. I raised this issue with wio Care through WhatsApp and phone no, but I couldn't reach them. Now I got struck with my money in the account, not knowing how to get it out.
44 people found this review helpful
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Wio
January 4, 2024
Hello! We're truly sorry for the inconvenience you've faced. Please expect a member of our Wio Care team to contact you shortly. We assure you that your concern is a priority for us.
Rahul
December 30, 2023
The app is good and easy to navigate. But the main thing "service" is extremely slow and not trustworthy. I tried transferring amount from wio to other banks, it almost always takes atleast half to one Hr. for the money to credit in other account. Yesterday I saw notification saying there is a delay and transfer can take upto 3 days ! Tried several times to get it touch with support. Never had a chance to talk even on chat. Very risky.
45 people found this review helpful
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Wio
January 2, 2024
Hello Rahul! We apologize for the inconvenience caused. We're unable to identify you to help you further. We'd like to kindly ask you to share your contact details via DM through Facebook, Instagram, or Twitter so that we can help you.
Ahmed Elkhodiry
May 15, 2024
The app and user experience are amazing. 2 comments. 1. There were no fees on trading and the interest rate was higher few months ago. No there are fees on every trade and the interest rate is lower. This breaks the trust and makes the user skeptical whether Wio will keep on adding fees and they used the high interest and zero fees to lure in customers. 2. Don't let the back button get you out of the app, ask if you want yo exit or not, otherwise i have to sign in again.
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Wio
May 16, 2024
We understand the importance of transparency we make sure to inform our customers upfront about any changes, including adjustments to fees, interest rates, and service offerings. Also your suggestion to prompt users before exiting the app will be forwarded to our development team for further evaluation and possible implementation in future updates.

What's new

Introducing our Referral Program - giving you more reasons to benefit with us. Invite friends and earn rewards once they start spending with Wio. Update now to enjoy these perks and more improvements!