ItapCredit

4.3
1.25K reviews
100K+
Downloads
Content rating
Rated for 3+
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About this app

ItapCredit is an online secured loan application. Individual users can get cash loans from ItapCredit quickly and securely without complicated procedures. ItapCredit offers the best service 24/7 with loan amounts from 100 to 10,000 and loan tenures from 91 - 365 days.

What you need.
* A valid Ghana card
* A mobile payment account in your own
* A resident of Ghana, aged 18 years and above.

Steps to apply?
* Install the application
* Register using your mobile money phone number and fill in the necessary information
* Submit the application and upon approval, the loan will be credited directly to your Mobile Money account.

Product Features
Loan amount:GHS 100 - GHS 10,000
Loan period: 91-365 days
APR: 10% - 22%

For example, if you apply for a loan of GHS 1000
If you apply for a loan of GHS1,000 for a period of 365 days, the APR is 20%
Interest for 365 days = GHS 1,000 x 20% = GHS 200 ,
Full repayment =GHS 1,000 + GHS200 = GHS1,200

Why choose ItapCredit?
- Free to use, no hidden fees
- Get cash the same day
- 24/7 support

Contact Us
Email : support@itapcredit.com
Address : 7MaR+JE5, Adidwan, Ghana
Updated on
Apr 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
1.23K reviews
Cyril Spenser
May 4, 2024
This people after getting all your personal information then they'll tell you, you didn't meet their requirements for the loan. And from the look of things the loan amount is very small and the interest rate is very high. I don't recommend this app for anyone in need of emergency money, they will disappoint you or you won't even get up to ¢100. They'll give you ¢80 then deduct ¢30 from it and then gives you 6 days to pay ¢85 which is very horrible payment system considering the high interest.
19 people found this review helpful
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barbara larry
April 6, 2024
Hello you guys have disbursed an amount of money into my account without my approval....if u don't withdraw it back am not going to pay..I promise you that....you can message my contacts and post my pictures all over and I will still not pay.. WITHDRAW BACK THE MONEY WITH IMMEDIATE EFFECT!!!!! I HAVEN'T APPROVED ANYTHING... Downloading the app doesn't mean u should automatically credit my account....why are u people this way... plus the interest is outrageous...I haven't asked for it take it !!
267 people found this review helpful
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Ophelia Osei owusu
May 1, 2024
This is total fraud. You don't get the full amount you've been loaned but you are expected to pay higher amount plus the interest and your payment plan is horrible. Am sure you don't have licence to operate because what is this fraudulent act.
18 people found this review helpful
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