Possible: Fast Cash & Credit

4.0
50.9K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Get cash fast. No late feesā€”ever. Build credit history. Get up to $500 in minutes^ even with bad or no credit history. Receive your money quickly, improve your financial health, and gain peace of mind.

---Existing Possible Card users can now use this app to manage the Possible Card.---

Need a quick cash advance? Weā€™re here to show you a better way. Meet Possible:
Get up to $500 in minutes^
No late or penalty feesā€”ever
Pay Over Time in 4 installments
Minimize mounting debt and build your credit history
Easily & securely link your bank account for Direct Deposit
Bad or no credit OKā€”apply with no impact to your FICOĀ® score
When youā€™re approved, get cash in minutes^ straight to your bank

A credit builder** experience you can trust:
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470ā€  by choosing Possible
Over $700 million provided to customers
Build payment history, an important part of credit history, with every on-time payment

Easy, convenient payment options:
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builders charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
Payments process automatically through Direct Deposit with your bank account

Ready to get started?
Download the Possible app and apply today for up to $500*!

ā€œPossible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.ā€
-TechCrunch

ā€œVery easy and increased my credit score. They donā€™t kill you with fees, the payments are flexible and it is very simple.ā€
-David, Google Play Store

ā€œI am glad I found Possible, Application was simple and fastā€¦Thank you Possible!ā€
-Nel N, BBB

Possible products are subject to eligibility and approval by Possible Financial Inc. dba ā€œPossible Financeā€ and ā€œPossibleā€ or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.

Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for financial products generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Products in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

- Maximum amounts vary by state. In California, max amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
ā€ In 2022, Possible customers saved on average $470 in fees charged by traditional industry competitors. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
- *Credit scores are based on many factors and individual results may vary.
Possible Financial Inc.Ā© 2022 (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121 +1 (206) 202-5115
Updated on
Apr 26, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
50.5K reviews
Amber
March 16, 2024
NOTHING I said below has changed. Its always the same run around from customer service. I have yet to be able to get a loan with this app. I have connected my bank account (the one my paycheck goes into) but it keeps saying there is an issue with the account and tap to fix it. I do that and nothing happens. I have reached out several times to them and every time I get the same advice. NONE of which works. I want to use the app but my experience so far has been frustratingly disappointing.
138 people found this review helpful
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Possible Finance
March 19, 2024
We're sorry to hear that and we would love to take a look at the issue. Please reach out to our customer support team at https://support.possiblefinance.com/hc/en-us.
Kimberly Freeman
April 28, 2024
UPDATE!!!! I finally got a 50 dollar loan I paid it off. When I tried to apply for a new loan it kept saying that they were having an issue with linking my bank. I've even uninstalled and reinstalled the app and it went unsuccessful. I wrote to customer service and they weren't helpful at all. I like it and I want to reapply but this constant back and forth with the app I'm very frustrated. Now I'm in a bind with my bills. Thanks a lot!šŸ˜”
2 people found this review helpful
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Possible Finance
May 1, 2024
Weā€™re sorry to hear about this! We work with over 9,000 banking institutions across the country, but sometimes our bank data integration partner experiences connectivity issues with certain banks and credit unions. Weā€™re doing our best to eliminate these issues in the future and we hope youā€™ll give us another try!
Michelle McGrath
March 28, 2024
This company came back listed as "FRUAD" from my bank. It's a slow app , not many people control it, and if you need to talk to support service, they are never around to ask questions about your account. They also add another fee to the loan payment that you ask for, and they give you a set timeline to have the loan paid back. I would not go through these people, it's more of a headache!!
51 people found this review helpful
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Possible Finance
April 3, 2024
We appreciate you sharing your feedback with us, and we're truly sorry to hear about your negative experience. We take reports of fraudulent activity very seriously and would like to investigate this matter further. Please reach out to our support team at https://support.possiblefinance.com/hc/en-us for immediate assistance.

What's new

Small improvements and bug fixes