PocketSmith Sidekick

I don't give many 5 stars. I am not cranky; I just have very high expectations that things should work. My first compliment: service. Every single issue I email them about they fix. Every one. They don't let it go until then. And they are incredibly nice. "Issues, you say?" Every piece of software is a work in progress. It is never done. Second. PS is great for a quick look. "How am I doing on my budget? How is my spending this month? Do I have any transactions to categorize?" The mobile app has a great feature that you just tap through to see your spending by category. And for data geeks? I haven't found the bottom yet. Search by category, key word, and filters. And I haven't even started with all the reports and "What if" scenarios yet. Budgets are easy. Just tap the far right button on the app. Have a yearly expense like Amazon Prime? Just add it in and repeat it annually and you will now have an accurate picture of your net worth. In all seriousness, it gamifies finances. The mobile app is a companion to the web app. Some things are easier on the mobile and some on the web. Just to give perspective, I started with PS four months ago with 20,000+ transactions imported from Mint. Yes. I just tried Excel, and it was a big fail: I attempted to link to one of the major banks in their list, completed the 2FA and it couldn't connect. I no longer live in the past with my money; I have a tool to help me see the future.

This under-the-rader budgeting app is the best I've used. And I've used all the top ones. The budgeting features are top notch and syncing banks was easy as well. The 2 things that set this apart from other apps is the dashboard, you customize it the way you want. As well as their highly accurate automatic categorization of bank transactions. Very useful for young professionals on the go who want to glance at their budgets and financial standings rather than scroll through different tabs.

Simply too expensive for what you get, Compared to the others (Mint, Personal Capital) this service is good but not great and certainly not worth the fee when the others are free. There are things missing that the others have e.g. retirement planning, tax planning, portfolio tracking. This app doesn't even have fingerprint login. The 10 account limit is useless so we're talking $20/mo! Not likely