4.5
669 reviews
50K+
Downloads
Content rating
Rated for 18+
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About this app

Pea money offers excellent online loan products in Ghana.
Loan amount: minimum 1000GHS to maximum 10000GHS
Loan term: ranging from a minimum of 120 days to a maximum of 360 days
Loan interest rate: annual interest rate 24%-31%
MaximumĀ interest rate: daily interest rate 0.086%,Ā maximumĀ monthly interest rate 2.58%
Maximum annualized interest rate: 31%

example
If your loan amount: 180 days of 1000 to calculate
Expense Details
Loan fee (total fee) 1000X31%/360*180=154.8
Principal amount: 1000
Total interest: 154.8
Total amount (principal amount + total interest): 1154.8
Total Interest Rate: 31%

Application Eligibility Requirements
Ghana legal resident
20-65 years old
have fixed income
valid identity documents
valid bank card account

how to get a loan
Fill in the information online and apply for a quota
Authenticating through the app
Fast Approval and Quotas

characteristics
7/24 hours service
Protect all your personal information
No collateral, no paperwork, no hidden fees
Transparent interest rate

Are you looking for an easy way to get fast cash? Maybe it's for a purchase you can't wait to buy, or to take advantage of an opportunity before you miss it. Or maybe an unexpected expense pops up and you don't want to sacrifice your lifestyle
Ready to get started? Download the app now and apply for a loan

- contact us -
Telephone:+233 0503494465
e-mail: PeamoneyGhanaservice@outlook.com
address:kkPu1156 -2makom, Ghana
Updated on
Oct 31, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
664 reviews
Fiati Adolph
March 2, 2024
The app is real, payment is very quick. Even though the service fee is high and the period of repayment is short, I still recommend you to use this service. With proper repayment history, things will be different. thanks PeaMoneyšŸ™Œ
77 people found this review helpful
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Pearl Sensories
March 4, 2024
They have good customer service but interest rate is too high shašŸ˜¶. How do you deduct 111 cedis out of 370 cedis as interest? That's a cheat and theft. Interest rate increases everytime your loan score increases, which is absurd. And just 7 days to repay back loan. Would have loved to loan from them again but too much deductions when u loan money. Not doing business with them anymore.
11 people found this review helpful
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stev ohene
February 15, 2024
I think the app is easy to use and disbursement is very swift. I recomend to anybody who needs a quick loan, but the interest is too much.
80 people found this review helpful
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