VirtusLending

Virtus Lending LLC is a non-banking financial institution that has been operating in Kosovo since 2019. We offer financial leasing for used cars and loans for individuals and businesses throughout Kosovo. We are committed to helping individuals achieve their financial goals by providing flexible and affordable solutions tailored to their needs.
At Virtus Lending LLC, we specialize in financing cars with financial leasing with no restrictions on the car's year of manufacture. Our finance leasing program is designed to help you get the car you need within the day. We understand that everyone's financial situation is different, which is why we offer customized financial leasing plans that are tailored to the client's needs and budget.
In addition to our leasing program, we also offer quick loans ranging from €250 to €2,000. Our quick loans are offered to individuals aged 21-64 with maturities from 2 to 24 months and an annual effective interest rate (APR) of 37.50%. Whether you need to cover unexpected expenses or just want to make a purchase, our fast loans are a great option.
At Virtus Lending LLC, we are committed to providing exceptional customer service. We strive to make the leasing and lending process as easy and hassle-free as possible, and we're always here to answer any questions you may have. Our team of experienced professionals is dedicated to helping you achieve your financial goals and we will work with you every step of the way to ensure you reach your goal.

Calculation example:
Loan amount = €1,000
Maturity = 12 months
Nominal monthly interest (NIR) = 2.5%

Calculation = NIR *((-1000*(1+ NIR)^12)/(1-(1+ NIR)^12));
Monthly installment = €97.49
Annual Effective Interest (APR) = 37.05%