Moniepoint Personal Banking

4.0
9.66K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Moniepoint provides easy access to personal banking solutions that enables people to send and receive money instantly, pay bills with ease and purchase airtime credit easily.

With Moniepoint’s debit card you’ll have access to all ATM and POS Terminals nationwide. Need any more reasons?


Moniepoint is the best banking solution for your banking needs. Enjoy instant transfers, receive money, send money, buy airtime all from one app..

SEND MONEY, BUY AIRTIME AND GET A DEBIT CARD


Get a debit card from the bank that provides Nigeria’s most trusted POS terminals. Avoid failed transactions with other ATM cards. Get a card that you can easily request, activate and manage from your app.

Moniepoint makes it safe and easy to access and use your money. You can carry out your everyday personal money transactions while on the move with the Moniepoint Personal Banking app. Sign up today and enjoy a wide range of financial benefits for your bank payments.

MANAGE YOUR PERSONAL BANKING WITH MONIEPOINT


- Secure Mobile Banking Experience. Moniepoint employs state-of-the-art security measures to protect your information. Your personal and financial data are encrypted and stored securely, ensuring you enjoy banking, purchase airtime credit or apply for a loan with peace of mind.

- Receive and Send Money with Ease. With Moniepoint, you can effortlessly receive and send money instantly. Say goodbye to traditional banking and enjoy instant and secure money transfers. No queues, no paperworks, instant alert notification.

- Request a savings plan from the app. Moniepoint allows you to open a savings plan that matches your saving needs. You can choose a flexible, fixed or locked plan, without any limit on the amount of plans you can open.

- Moniepoint Debit Cards. Looking for a debit card you can use for money transactions? Experience convenience like never before with a Moniepoint Debit card. Request our ATM card today and get it delivered to your doorstep within 48 hours.

- Resolve issues Seamlessly. Moniepoint offers a unique feature that allows you to settle disputes directly from the app. Our team is here to ensure that your concerns are addressed promptly.

- Utility Bill Payments. Tired of the usual bill payment process? Moniepoint makes it easy to settle your utility bills. From electricity to internet bill payment, you can make payments faster and easier.

- Airtime & Data Purchase with Cashback. We know how to reward our customers. Enjoy a 2% cashback when you purchase airtime credit and data from the app.

HOW TO REGISTER A MONIEPOINT PERSONAL BANK ACCOUNT


Creating an account is easy. In less than 5 mins, you get an account that is tailored to your financial needs. Simply download the app and follow the instructions.

Once you finish setting up your account, click on the card menu to request a debit card and your card will be delivered to your doorstep within 48 hours. No need to visit the bank.

Moniepoint Microfinance Bank is regulated by the Central Bank of Nigeria (CBN) https://www.cbn.gov.ng/supervision/inst-mf.asp

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook: @moniepointng
Twitter: @moniepointng
Instagram: @moniepointng
YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Oyo-Ibadan Road, Idi-Agba, Ilora, Oyo

Managing your personal banking has never been easier with Moniepoint. Send money transfers, request a debit card, manage your bills and purchase airtime credit & data all from the app. Download Moniepoint Personal Banking and enjoy financial success and freedom like never before!
Updated on
May 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
9.59K reviews
Sylvia Lynda
May 13, 2024
I'm thoroughly impressed with this app's design and user-friendly interface. Onboarding new users is a breeze, and the verification process is swift and reliable. I appreciate the suggestion for a hidden balance function for added security and a section to assist non-tech-savvy individuals during registration. Overall, this app is smooth and hassle-free, deserving of a solid 5-star rating!
65 people found this review helpful
Did you find this helpful?
Moniepoint
May 14, 2024
Hi Sylvia, thanks for your review! Please recommend our app to your friends & family, and don’t hesitate to shoot us a note at store.support@moniepoint.com if you have any questions. Have a wonderful day!
Joseph Tega
May 14, 2024
If possible I would've given it lesser than one star. This app is frustrating me. I installed this app going to like 24 hours now and I've been trying to create an account but when I put my phone number it shows verification failed. Someone tried it for me too and it's still verification failed. So I recommend that this app being upgraded and fix the verification issue. If I wait for 48 hours and it's still not working I'm uninstalling the app ASAP without wasting time.
37 people found this review helpful
Did you find this helpful?
Moniepoint
May 15, 2024
Hi Tega, we understand that you are currently unable to sign up & we regret any resulting inconvenience caused. Please be informed that the option to sign-up is currently unavailable as there is an ongoing review. Rest assured that we are working diligently to complete this review; we will keep you updated once the option is available. Thank you.
Nkem Ezeaka
March 27, 2024
First i had plenty difficulty before verification. Then the interface is very confusing and nit intuitive. It was a struggle to find the settings button and to get my account number. It was difficult to order a card. When i finally did, they sent a blank card without card number and CVV all in the name of security. That i should activate the card on the app but 8 cant find where to activate the card. Just a lot of work. If i Could rate it less, i would. -2 stars.
1,590 people found this review helpful
Did you find this helpful?
Moniepoint
April 4, 2024
Hi Nkem, with every new app version we are introducing new features and improving existing ones. We are sure that your feedback will only help us improve further. Thank you for using our app.

What's new

We’ve been hard at work to make your experience with Moniepoint better. Here are some new ways we’ve done that;

- If your account is missing some KYC details, we’ve made it possible to update them with ease

- You can now merge duplicate accounts with your NIN or BVN when upgrading your account Till next time, keep your dreams alive.