Moniepoint Business Banking

4.3
11.4K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Moniepoint provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, request expense cards, and qualify for business loans.

More than 2 million business customers trust Moniepoint to help them achieve their business goals.


BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT


Moniepoint Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, manage business money transfer operations and grow without limits:

- Business Bank account. Now, you can get a business bank account in your business name right from your phone.

- Business savings plans. Save money smartly with our savings plans, tailored to your business needs.

- Send and receive money. Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your account, ensuring your funds reach their intended recipients quickly and securely from your business account.

- POS terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours.

- Business expense cards: Moniepoint's expense cards will help you manage your business expenses more efficiently. With our expense cards, you can track your spending in real time, set spending limits in your business bank account, and create budgets to know if you're staying on track. Our expense cards cost only N1,000 and you can have them delivered to your doorstep for only N1,000.

- Working capital loans: Moniepoint offers working capital loans for businesses with effective interest rates of 2 - 3% per month. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online loan application is available 24/7!

- Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app, you’ll receive 2% of cashback in return.

THE BEST BUSINESS SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT


Experience the better way to bank your business and much more, all within the Moniepoint Business Banking app.

Moniepoint’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly.

Moniepoint started as an agent banking network, but has evolved to a business and personal banking provider.

At Moniepoint, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN)- https://www.cbn.gov.ng/supervision/inst-mf.asp .

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook: @moniepointng
Twitter: @moniepointng
Instagram: @moniepointng
YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Oyo-Ibadan Road, Idi-Agba, Ilora, Oyo

Within the Moniepoint Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills and request expense cards & POS terminals in less than 48h, on top of working capital loans for your convenience. Join us and embark on a journey of financial growth, unlock your full potential and join our community of over 2,000,000 satisfied businesses! Become a Moniepoint business owner or a Moniepoint agent today!
Updated on
Apr 27, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
11.3K reviews
Musa Emmanuel
March 29, 2024
I have been using the app for a few days now. Login is excellent, transfer is very fast and good, but I have an issue. I submitted all required document for upgrade, they were approved and verified, but I am still stuck in level 2 with my name as the account number and not my business name. Please work on this. I want to use my business name as the account name and it can only happen in level 4.
973 people found this review helpful
Did you find this helpful?
Moniepoint
April 3, 2024
Hi Musa, we'd love to help you. Please write to store.support@moniepoint.com and our team will help resolve your issue quickly. Thanks.
Faith Tony (Zoé)
December 5, 2023
I opened the moniepoint business account earlier this year and I saw pepper! From not being able to receive money from certain banks to device verification issues, I kept complaining to them on all social media pages-twitter, Whatsapp... until it was fixed. Now I just updated my app to this new version and it's amazing!!!! The glitches are gone, logging in is swift, transactions are faster, I'm even getting discounts on bills payment. This is really commendable!
3,542 people found this review helpful
Did you find this helpful?
Moniepoint
December 5, 2023
Hi Faith, thank you very much for your feedback. We look forward to serving you better.
Ojih Anthonia Avwerosuoghene
November 7, 2023
If there was a way to put something less than one star, I would have. I'm ultimately disappointed 🙁. I submitted the required documents and they were confirmed. After sometime, I was told they were having issues with it and so I ad to submit another. Since thhen, I've not been able to carry out any transactions with my moniepoint account and my money is stuck in there. I'm a happy customer now. The app is working really fine now
3,056 people found this review helpful
Did you find this helpful?
Moniepoint
November 7, 2023
Hi Ojih, thanks for your review. We look forward to serving you better.

What's new

We’ve been hard at work to make your experience with Moniepoint better. Here are some new ways we’ve done that;

- If your account is missing some KYC details, we’ve made it possible to update them with ease

- You can now merge duplicate accounts with your NIN or BVN when upgrading your account Till next time, keep your dreams alive.