PerfectLoan

2.8
380 reviews
100K+
Downloads
Content rating
Rated for 3+
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About this app

PerfectLoan is a convenient and professional financial platform for mobile users.
With intelligent and 100% online loan process, customers can get access to a qualified loan anytime anywhere.
The process of applying for a loan is safe and secure. BestLoan wants to help you get through the difficult time.

Why PerfectLoan?
1. One mobile device is all users need to apply for loans anywhere at any time. This process is 100% online.
2. Computer code automatically reviewed: Users receive the review results quickly, and once the loan is approved, the funds are transferred right away to the user's bank account.
3. Large initial loan amount and easy loan application process.

User requirements
1. 18 years or above
2. Citizens of Ghana
3. With regular source of income

Product feature
Loan Amount: GHS1,000 ~ GHS50,000
Loan Term: from 100 days to 360 days
Loan interest: from 10% to 25% per annum.
Maximum Annual interest Rate(APR): 25%
Service charge: 0%.

For example:
If you apply for a loan of GHS10,000, the term is 120 days and the annual interest rate is 25%.
So the daily interest rate = 25%/365=0.068%,
the interest for 120 days = GHS10,000x25%/365x120 = GHS820,
the totally repayment = GHS10,000 + GHS820 = GHS10,820


Security
All the transactions are secured via a 256-bit SSL encryption. Customers’ information is surely safe with us. We won’t share customers’ data with any other third department.

Customer Service Email: help@moneyboxtech.com
Address: P o Box 349, Winneba, Central Region, Ghana
Updated on
Apr 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.8
378 reviews
Kofi Gbedemah
May 6, 2024
They are dishonest. They lure you to apply for an amount you don't want. I specifically told them I wanted in excess of 25,000, and they got me to go through the process to get 105. When I complained, they asked me to repay using another process. Which I did. But my payment isn't reflecting because they wanted me to pay 160 instead of the 105 they disbursed. But I have screenshots and voice recordings of the entire transaction, so I'm waiting for them to say I have defaulted. Like fire!
34 people found this review helpful
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Gabriel Charles Bannerman-Hyde
April 19, 2024
Not pleasant. The loan was given, but the harassment calls, sms, social app, etc. for an opening loan from the app, and it was crazy. So, I was thinking to myself that if I go further to request a much heavy loan, these guys will be visiting you. And the interest is nothing to write home about. It's not worth taking a loan from these guys. Uninstalling the app.
71 people found this review helpful
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Jemimah Normann
May 3, 2024
The loan was given but de threats were too much, trying to make part payments of the loan too , they a saying wat I don't know, fix it so that I can pay back wai, the interest rate is even too much
12 people found this review helpful
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