Unnati Smart App

Unnati Smart App is an official mobile application of Unnati Sahakarya Laghubitta Bitiya Sanstha Limited. which facilitates the user for various utility payment and mobile recharge/ topup for different telecom service provider like Nepal telecom, Ncell, CDMA as well as mobile banking features.

Key feature of Unnati Smart App


It enables user for various banking transaction like Fund Receive/Transfer

Keeps track of all your transactions through secured app.


Unnati Smart App facilitates you to pay different bills and utility payment through highly secured merchants.

Receive and send money through remittance services

QR scan: Scan and Pay feature that allows you to scan and pay to the different merchants.

Highly secured app with two factor authentication and fingerprint.