Klover - Instant Cash Advance

Contains ads
4.3
60.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Your payday can’t come soon enough! That’s where we come in.

You can get a Klover cash advance up to $200 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.*

HOW TO GET YOUR FIRST ADVANCE:
Enter your name, email and phone to sign up in seconds
Connect your bank so we know where to send your money
Pocket your cash in minutes –– get up to $200

But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:

SCORE EASY POINTS**
Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.

WIN MONEY ON THE DAILY
You’ve got a chance to win $100 every day. Plus, five people get to pocket $20. That’s over 2000 chances to win each year!

BUDGET LIKE A BOSS
Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.

MONEY FROM THE FUTURE
It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.

_________________________________________________
WHY WE’RE HERE
We’re not your typical financial Institution. Our biggest goal is to see you financially free.

So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.

By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money.

YOUR DATA IS SAFE WITH US
Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.

STAY IN TOUCH
Got a question? Reach out to us at info@joinklover.com

*LEGAL DISCLOSURE:
Klover does not offer loans. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. By validating your employment you can access money you’ve already earned whenever you want to. Klover’s advance service is free and doesn’t have interest. Our APR is 0%. Klover’s advance service does not require a minimum repayment time frame. Klover’s advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Example 2: If you select a completely optional immediate delivery fee of $8.49 your future repayment would be $108.49. Klover’s advance service is not a contracted obligation to repay a loan. For more information please see Klover’s terms and conditions: https://www.klover.app/terms-and-conditions.

**Points cannot be redeemed for cash, only in-app features
Klover’s Privacy Policy: https://www.klover.app/privacy-policy

Klover Holdings, Inc.
57 W Grand Ave
Chicago, IL 60035
Updated on
May 3, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
59.9K reviews
Francis Odell sr
April 13, 2024
I first downloaded the app and figured of course it is just like the rest of them, a crock! But once I got into it and realized how it worked, I was pleasantly surprised! I've gotten two advances since using it and both went directly into my account and only what was supposed to get taken out for payment of the advance was taken back from my account. I love it and plan to continue use. I suggest and recommend it to everyone.
97 people found this review helpful
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Tressa Coleman
April 11, 2024
I liked this app at first. I get to choose games I actually like to play to earn points. unfortunately the fees to take an advance are outrageous. you have to earn A LOT of points just to take the advance (can take days of your time acquire). plus a large fee on top of that. a minimum of 6% for a tip. a fee for instant deposit. then a monthly fee too. to take out 150$, it costs me almost 200$. There also seems to be an issue getting the points I earned almost every single time. DISAPPOINTED
60 people found this review helpful
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M. Grandorff
April 26, 2024
I wish that it wasn't a subscription based app but I get it. they give you a free month trial and allow you to do tasks for points which you can use to unlock higher advanced, pay down fees etc. $9.88 to instantly deposit a 65$ cash advance which is roughly 15% yikes :// but i signed up, was eligible for an advance and had the money in my account within prob 15 mins from start to finish... and for that I appreciate, thank you !!
21 people found this review helpful
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