Kashbean-your loan partner

4.3
72K reviews
1M+
Downloads
Content rating
Rated for 3+
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Kashbean provide mobile loan service for Kenya customers who need money to grow their businesses or any other finance need.
Product:
• Loan Amount: KSh 1500 – KSh 80,000
• Loan period: 91 days - 365 days
2. Maximum loan limit: Ksh 80,000
3. Low interest (maximum APR): 36% per year

For example:for loans of ksh 20,000 with a term during 91 days, the fees charged are as follows:
Monthly interest rate : 36% / 12 = 3%
Monthly interest : ksh 20,000 * 3% = ksh600
Total monthly payment :ksh20,000 / 3 + ksh 600 = ksh7,266

total repayment bill including principle and interest shall be:
KSh 20,000.00 + KSh 1,800.00 = KSh 21,800.00
As an online lending platform, kashbean will charge you affordable fee and interest according to the product you choose, which is used for credit score assessment, account management, and payment cost.

1.Why loan from Kashbean?
• No Credit report required
• Paperless and digital process on your mobile
• No collateral requirements
• Get 7/24 access to loan at anytime and anywhere
• Disburse to your M-PESA directly in 1 minute once approved
• Available across Kenya
• As the credit score grows, the loan limit increases
• Flexible payment way

2.who are eligible?
• Kenya Resident
• 18-60 years old
• has a source of income and have ability to repay

3.How to repay the loan?
• through our M-pesa Paybill 196184 and the account no. is the mpesa phone number you sign up with/ through our APP M-pesa express
• enter the amount you pay and enter the pin of M-pesa
• timely repayment will increase your credit

4.Security
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.you can review our private policy before register.

5.CONTACT US
If you have any feedback, questions, or concerns, please e-mail us at help@kashbean.co.ke or in our application online service.

Address: Applewood Building, Nairobi City, Kenya
Updated on
Mar 5, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
71.6K reviews
lyndsey namale
February 1, 2024
Really unreliable App!!!I've been paying a day before due date 9 times in a row now yet they keep reducing my limit. Calling their customer care doesn't help either since they say there's nothing they can do. I wouldn't recommend this app for emergencies. Not to mention how high their interests are just for them to deny you a loan increase and actually end up reducing what you had initially taken
352 people found this review helpful
Did you find this helpful?
Creditarea Capital LTD
February 1, 2024
Hi, we'd love to help you. Please write to help@kashbean.co.ke, WhatsApp us on 0796196039 or call us on 0709462700 and our team will help resolve your issue quickly.
Eric Kyalo
March 11, 2024
This is very useless app. For first time they offer the loan so quick but the interest is so high. They give you a limit of Ksh 800, the interest is ksh 200. A day before deadline you get calls and sms from 20 strange numbers all invading your phone. I had to direct my phone to be blocking them as spam messages. Also they promise credit increment when you pay before certain time, when you pay nothing happens. They're thieves. Let nobody think of having this app in their phone. So useless.
145 people found this review helpful
Did you find this helpful?
Creditarea Capital LTD
March 11, 2024
We apologise for the difficulties you experienced with us. If you would like some assistance or additional information, please contact us via help@kashbean.co.ke, WhatsApp us on 0796196039 or call us on +254 0709462700 and we will be happy to help you further.
whitney lili
April 18, 2024
This is a good app..if ever you are in need of cash this is the app for you no high interest, understandable terms and very efficient.. waiting for my loan though
58 people found this review helpful
Did you find this helpful?
Creditarea Capital LTD
April 18, 2024
Hi, thank you for your feedback. If you need any assistance with loan application, reach us on help@kashbean.co.ke , WhatsApp us on 0796196039 or call us on 0709462700. Thank you for choosing Kashbean.

What's new

update