Welcome to IDFC FIRST Bankās Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.
Experience the joy of
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.
* Seamless Payments & Transfers: Make secure payments, UPI transfers, and bill payments instantly.
* Zero Fee Banking: Enjoy over 28 commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, ATM withdrawals, etc.
* Building Wealth: One screen to view your investment portfolio. Get curated investment recommendations based on your risk profile.
* Being in Control: Track, analyse and manage your expenses across categories
* Investing for your Life Goals: Choose your investment goals ā be it a wedding, childrenās education, or retirement. Also, create goals with curated recommendations.
* Personalized Offers: Get exciting offers you can use across dining, lifestyle, travel and more. Find what you are looking for with our suggestive in-app features.
* Affordable Instant Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures.
Secure Fund Transfers & Payments
ā Free fund transfers to any bank account without adding beneficiary
ā Easy bill payment and recharge ā mobile recharge, DTH and utility bills
ā No charges on cash withdrawals & deposits or international ATM & POS transactions
ā 3-click digital payments of utility and credit card bills
ā Zero fee on money transfer (ą¤®ą¤Øą„ ą¤ą„ą¤°ą¤¾ą¤ą¤øą¤«ą¤°) to bank accounts through IMPS, NEFT, or RTGS
UPI Payments App:
ā Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. Itās 100% online!
ā Link your bank (ą¤¬ą„ą¤ą¤) accounts and view your savings account (ą¤¬ą¤ą¤¤ ą¤ą¤¾ą¤¤ą¤¾) balances and statements
Other Banking Services:
ā Apply for debit card & cheque book via app completely free of charge
ā Use smart filters to view transactions
ā Manage credit card payments, download statements, and redeem credit card (ą¤ą„ą¤°ą„ą¤”ą¤æą¤ ą¤ą¤¾ą¤°ą„ą¤”) rewards
ā Quick purchase and recharge of FASTag
ā Zero fee on DD & Pay order issuance & 3rd party withdrawals
ā No ECS return fee & decline fee at ATMs for low funds
ā Get personalised offers across loans
ā Contact us via Chat, Video Call and Call Centre
Steps to download and use our App:
ā Download the banking app
ā Log in via user ID and password or mobile number and MPIN
ā Subsequent log-ins can be done via Face ID or fingerprint scanner (biometric)
ā SIM Binding feature for secure banking (ą¤¬ą„ą¤ą¤ą¤æą¤ą¤)
Steps to open a digital banking account (ą¤¬ą„ą¤ą¤ ą¤ą¤¾ą¤¤ą¤¾):
ā Download and install our banking app
ā Click on āOpen savings accountā (ą¤øą„ą¤µą¤æą¤ą¤ą„ą¤ø ą¤
ą¤ą¤¾ą¤ą¤ą¤) on main page
OR
ā Click on Login and on the login pageās top right corner, click on three dots
ā Click on āOpen savings accountā
Investment, Mutual Funds & IPOs App:
Explore online investment services:
ā Invest in Mutual Funds online with Instant SIP
ā Invest in equity, debt, large-cap and multi-cap
ā Save tax with ELSS mutual funds
ā Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds
Insurance App:
Buy health, bike & car insurance through our app
Personal Loan Features:
Loan amount: ā¹20,000 to ā¹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ā¹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ā¹9,264
Total Interest Payable: ā¹11,168
Processing Fee (incl GST): ā¹3,499
Disbursed Loan Amount: ā¹96,501
Total Amount Payable: ā¹1,11,168
Total cost of Loan (Interest + Processing Fee): ā¹14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bankās privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions